This analysis describes what Acorns's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated policy discloses that Acorns collects and processes personal information from users of its Invest My Tips feature, including public profile data, payment information, and QR code details. This information is shared with payment processors and fraud detection providers to enable the feature. The policy also establishes that Acorns does not sell or share text messaging opt-in data to third parties outside of carriers and service providers, which provides a specific protection for SMS communications.
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When we process personal information about you, we do so with your consent or as necessary to comply with our legal and regulatory obligations; to provide the products and services you use...
We may use your personal information to: provide the Service; enable security features of the Service; establish and maintain your user profile on the Service; facilitate social features of the Service...
Greenhouse will treat as sensitive any Personal Information received from a third party where the third party identifies and treats it as sensitive.
"We will process sensitive personal information only as described in this Privacy Policy and will request your consent to collect or process your sensitive personal information when we legally are required to do so.Excerpt from Acorns's Privacy Policy
We read the privacy policies and terms of service of 38 AI platforms. Here is what they say about training, retention, arbitration, and liability.
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The clause states: “We will process sensitive personal information only as described in this Privacy Policy and will request your consent to collect or process your sensitive personal information when we legally are required to do so.”
ConductAtlas has identified this type of provision across 272 platforms. See the full comparison.
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