This analysis describes what Acorns's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision establishes the operational framework for Acorns' marketing communications practices and defines the scope of user control over promotional outreach. The distinction between promotional and non-promotional communications creates two separate channels, with only promotional messages subject to user opt-out.
The updated policy removes explicit language describing how data flows when users sign in via Apple or Google, including what information those services share with Acorns and how it is used. Previously, the policy stated that Acorns receives information such as name and email address through third-party sign-in services solely to manage accounts and provide services. The revised language also shifts the AI chatbot from an optional feature users 'may access' to a stated service Acorns 'uses' to direct users to internal articles. Users no longer have a published explanation of third-party sign-in data practices in the privacy notice, though the terms suggest data shared through third-party services remains subject to those providers' terms.
View change record →Users receive promotional communications by default under the terms as written. Users may opt out of promotional emails through specified procedures, but the terms authorize continued delivery of non-promotional communications relating to account management and business operations regardless of promotional opt-out status.
How other platforms handle this
If you are a California resident, you have the right to: Know what personal information is being collected about you; Know whether your personal information is sold or disclosed and to whom; Say no to the sale of personal information; Access your personal information; Request deletion of your person...
Depending on where you live, you may have certain rights with respect to your personal information, such as the right to request access, correction, or deletion of your personal information, or to opt out of the sale or sharing of your personal information. If you are a California resident, you have...
At Ledger, earning and maintaining our users' trust is a top priority. That's why we are deeply committed not only to protecting your privacy and securing your personal data, but also to being fully transparent about how we handle it.
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"We may send you promotional communications about Acorns' products and services. You may opt out of receiving promotional emails from us by following the unsubscribe instructions included in each email or by contacting us at privacy@acorns.com. Please note that even if you opt out of receiving promotional communications, we may still send you non-promotional communications, such as those about your account or our ongoing business relations.— Excerpt from Acorns's Acorns Privacy Policy
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This provision establishes the operational framework for Acorns' marketing communications practices and defines the scope of user control over promotional outreach. The distinction between promotional and non-promotional communications creates two separate channels, with only promotional messages subject to user opt-out.
Users receive promotional communications by default under the terms as written. Users may opt out of promotional emails through specified procedures, but the terms authorize continued delivery of non-promotional communications relating to account management and business operations regardless of promotional opt-out status.
ConductAtlas has identified this type of provision across 18 platforms. See the full comparison.
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