This analysis describes what Acorns's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated policy discloses that Acorns collects and processes personal information from users of its Invest My Tips feature, including public profile data, payment information, and QR code details. This information is shared with payment processors and fraud detection providers to enable the feature. The policy also establishes that Acorns does not sell or share text messaging opt-in data to third parties outside of carriers and service providers, which provides a specific protection for SMS communications.
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You have the right to access, correct, delete, or object to the processing of your personal data. You also have the right to data portability and to file complaints with the NPC.
Right to Know: The right to request details about the Personal Information we collect, use, or disclose, as well as information about our data practices.
We may take reasonable steps to verify your identity before responding to your request, which may include verifying your name, email address, and other information regarding your use of our services...
"When these other laws apply, personal information may be exempt from, or outside the scope of the privacy rights described below...We therefore may decline all, or part of your request related to exempt personal information.Excerpt from Acorns's Privacy Policy
Ad personalization controls removed. Contact scanning added. Advertiser data partnerships quietly dropped. A timeline of every change.
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The clause states: “When these other laws apply, personal information may be exempt from, or outside the scope of the privacy rights described below...We therefore may decline all, or part of your request related to exempt personal information.”
ConductAtlas has identified this type of provision across 277 platforms. See the full comparison.
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