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Cross-platform comparison

Refunds & Chargebacks, Cross-Platform Comparison

179 platforms tracked · 764 provisions · 157 platforms high severity · Compare how platforms differ on this clause type.

179
Platforms
157
High severity
122
Medium
23
Low
352
Total monitored
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Comparing OpenAI vs Anthropic · Refunds & Chargebacks provisions
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Compare refunds & chargebacks governance provisions between OpenAI and Anthropic. Provisions are extracted from monitored governance documents and classified by severity.

ai OpenAI Cancellation Does Not Trigger Refund After Cooling Off
High
What it means
No summary available.
Opt-out available
No opt-out available
Actual clause text
Unless we specify otherwise, you will not receive a refund or service credit for any days between the day you cancel and the last day of the subscription period you have paid for.
AI-extracted from source document. Verify against original for legal use.
CA-P-059346
Recent changes

OpenAI's GPT-5.5 System Card was updated in an update detected on September 2, 2026. The updated do…

OpenAI's GPT-5 System Card was updated in an update detected on September 2, 2026. Two sentences we…

OpenAI's Frontier Governance Framework page was revised in an update detected on September 2, 2026.…

ai Anthropic Full Reimbursement Within 14 Days for Qualifying Cancellation
High
What it means
No summary available.
Opt-out available
No opt-out available
Actual clause text
We will reimburse you all payments received from you for the cancelled Subscription. We will make the reimbursement without undue delay, and not later than 14 days after the day on which we are informed about your decision to cancel the Subscription.
AI-extracted from source document. Verify against original for legal use.
CA-P-062986
Recent changes

Anthropic updated its Claude Sonnet 5 System Card on July 14, 2026, making 251 sentence-level modif…

On July 9, 2026, Anthropic modified its Privacy Policy by removing a sentence that described the co…

Anthropic's privacy policy was updated on July 9, 2026 to add a single introductory sentence descri…

AI Difference Analysis Insight
Stripe's arbitration clause is narrower than Amazon's in one key respect: it includes a small claims court carve-out that Amazon's clause does not. PayPal's clause is the most aggressive of the three, explicitly waiving jury trial rights in addition to class action rights. From a compliance perspective, Amazon presents the lowest risk for B2B contracts while PayPal creates the highest exposure for consumer-facing applications subject to CFPB oversight.
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