Compare payment & fees governance provisions between OpenAI and Anthropic. Provisions are extracted from monitored governance documents and classified by severity.
This clause establishes the mechanism by which contractual obligations between OpenAI and users can be altered without separate negotiation or explicit consent. The provision creates a binding acceptance framework where service continuation operates as affirmation of amended terms.
Consumer impact
Users operate under terms that OpenAI may modify with 30 days' notice, with the requirement to affirmatively discontinue service use before the effective date to avoid accepting modifications. The terms apply as written upon continued use following the notice period.
Opt-out available
No opt-out available
Actual clause text
We may update these Terms from time to time. We will notify you of material changes by posting a notice on our website or sending you an email at least 30 days before the changes take effect. Your continued use of the Services after the changes take effect constitutes your acceptance of the new Terms. If you do not agree with the changes, you must stop using the Services before the effective date.
AI-extracted from source document. Verify against original for legal use.
The provision creates a recurring billing structure with affirmative cancellation requirements and establishes that the entity retains all fees paid regardless of cancellation timing, which shapes the financial obligations and administrative procedures governing the subscription relationship.
Consumer impact
Users who sign up for paid subscriptions are subject to recurring automatic charges unless they initiate cancellation with specific advance notice (24 hours before period end), and any fees collected remain non-refundable under the terms as written, though service access is provided through the end of the paid period.
Opt-out available
No opt-out available
Actual clause text
If you sign up for a paid Subscription, we or the App Distributor will automatically charge your Payment Method on each agreed-upon periodic renewal date until you cancel. Your Subscription will last for the Initial Term and will automatically renew, and your Payment Method will be charged, at the end of the Initial Term for an additional term equal in duration to the Initial Term and will continue to renew and incur charges for additional terms equal in duration to the Initial Term (each such additional term, a "Renewal Term") until you cancel. To avoid renewal and charges for the next Renewal Term, cancel your subscription at least 24 hours before the last day of the Initial Term or any Renewal Term. In the event of a cancellation, your fees will not be refunded, but your access to the Services will continue through the end of the Initial Term or any Renewal Term for which you previously paid fees.
AI-extracted from source document. Verify against original for legal use.
The Department of Defense designated Anthropic a supply chain risk after the company refused to rem…
AI Difference AnalysisProfessional
Stripe's arbitration clause is narrower than Amazon's in one key respect: it includes a small claims court carve-out that Amazon's clause does not. PayPal's clause is the most aggressive of the three, explicitly waiving jury trial rights in addition to class action rights. From a compliance perspective, Amazon presents the lowest risk for B2B contracts while PayPal creates the highest exposure for consumer-facing applications subject to CFPB oversight.