Change record
CA-X-004558
Ramp Privacy Policy
Entity
Date detected
August 22, 2026
Effective date
August 21, 2026
Severity
Low
Direction
Neutral
Taxonomy
Disclosure requirement change
Changes
+54 sentences added · 181 sentences modified

Impact Summary

Low Neutral for users
Affected users
All users Business customers Authorized users

Ramp updated its privacy policy to replace the term 'Personal Information' with 'Personal Data' throughout, restructured section headings and numbering, added a new section on 'Automated Decision-Making and Artificial Intelligence', and updated the policy's effective date from July 24, 2026 to August 21, 2026. The policy also expanded the list of services covered to include 'banking', 'accounts receivable', 'Token Spend Management', 'Stack', and 'Glass', and added a reference to a separate 'Router Privacy Notice' for data collected through Router. These changes are primarily terminological and organizational, with the substantive scope of data collection and processing remaining substantially similar.

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What this means for you

The updated policy replaces 'Personal Information' with 'Personal Data' throughout and reorganizes section headings, but does not materially alter what data Ramp collects, how it uses that data, or what rights users have. The policy now explicitly covers additional services including banking, accounts receivable, Token Spend Management, Stack, and Glass. A new section on 'Automated Decision-Making and Artificial Intelligence' has been added, though the diff does not show its full content. The effective date has been updated to August 21, 2026.

Key Clauses Affected

Automated Decision-Making and Artificial Intelligence

New section added to disclose algorithmic and AI processing; full content not visible in diff.

Scope of this Privacy Policy

Expanded to explicitly cover banking, accounts receivable, Token Spend Management, Stack, and Glass services.

Router Privacy Notice

Added reference to separate privacy notice for data collected through Router product.

Full clause-by-clause analysis available with Insight.
ⓘ

This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology

Evidence Verification

✓ Verified
Previous Version
02bc47e228b115ff0940276d6928fe7432c78a68ffbf111b52feec6a0b05efa7
August 15, 2026 01:01 UTC
✓ Verified
Current Version
3f1924660f58d02f9fe7e8000c43e6fd34f7dba8cd96a99acad37bb134a377be
August 22, 2026 00:59 UTC
✓ Verified
Change Detected
August 22, 2026 00:59 UTC
✓
Analysis Methodology
✓ Verified
Source Document
https://ramp.com/legal/privacy-policy
Record history

Wording edits to this record that do not change what it claims. Changes to a claim are published as corrections.

2026-10-11 · Feed summary edited · summary regenerated by summarize_events
Previous text
Added Automated Decision-Making and Artificial Intelligence disclosure section; revised scope to include banking and accounts receivable; shifted terminology from Personal Information to Personal Data
2026-10-11 · Impact summary edited · summary regenerated by summarize_events
Previous text
The updated policy retains core data processing practices but introduces formal disclosure of Automated Decision-Making and Artificial Intelligence procedures at section 10, reflects expanded service offerings including banking and accounts receivable functionality, and reorganizes policy sections for clarity. Terminology changed from 'Personal Information' to 'Personal Data' throughout to align with data protection regulatory conventions. The substantive rights and obligations for users remain operationally similar, though the explicit AI and automated decision-making disclosure creates new transparency expectations.
2026-10-11 · Summary edited · summary regenerated by summarize_events
Previous text
Ramp's Privacy Policy was reorganized and reworded in an update detected on August 22, 2026, shifting from 'Personal Information' terminology to 'Personal Data' throughout. The policy's section structure was revised, a new section on Automated Decision-Making and Artificial Intelligence was introduced at section 10, and scope language was updated to reflect expanded service offerings including banking, accounts receivable, and Token Spend Management. The substantive obligations and data processing practices remain similar, but the policy's structural organization and terminology changed materially.
2026-10-07 · Change line edited · change line rewritten to the 2026-10-07 template: no detection date, no sentence counts
Previous text
Ramp updated their Ramp Privacy Policy on August 22, 2026. Change detected: 54 sentence(s) added, 181 sentence(s) modified. Document contained 447 sentences after update.
Citation Record
Entity: Ramp
Document: Ramp Privacy Policy
Record ID: CA-X-004558
Version: CA-V-006012
Captured: 2026-08-22 00:59:36 UTC
URL: https://conductatlas.com/change/2026-08-22-ramp-ramp-privacy-policy-4558/
Accessed: Oct. 12, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
For legal and compliance teams

Institutional Analysis

Assessment

This change is primarily organizational and terminological. The shift from 'Personal Information' to 'Personal Data' aligns with GDPR and UK GDPR terminology conventions. The addition of a dedicated section on automated decision-making and AI may …

🔒 Full institutional analysis

Regulatory exposure, obligation change, escalation trigger, board-ready language, and recommended action for legal and compliance teams.

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ConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-X-004558.

Full Changes

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Document Context

Version history → Policy drift analysis → Document page →
Document
Ramp Privacy Policy
Entity
Ramp
Captured
August 22, 2026
Source URL
https://ramp.com/legal/privacy-policy
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