Ramp updated its Terms of Service in an update detected on July 22, 2026, with 24 modified sentences. The changes are primarily structural and technical: section numbering was reorganized (a new Section 6.1 'Default Limitation' was introduced, and the subscription services limitation moved from 6.1 to 6.2), cross-references were corrected throughout (e.g., from 'Section 6(c)' to 'Section 6.1(c)'), and minor wording was standardized (e.g., 'Company's Ramp Account' changed to 'Company's Linked Account' in one instance, 'International Payment Services' to 'International Payment services'). The substantive content of liability limitations, payment authorization, and data processing authority remained unchanged.
The changes are technical and structural rather than substantive. Ramp reorganized its section numbering (introducing Section 6.1 as a 'Default Limitation' and moving subscription-specific limitations to Section 6.2) and corrected cross-references throughout the document to maintain internal consistency. The operative language governing liability limitations, payment authorization, and data processing remains materially unchanged.
Sections reorganized from Section 6 to Section 6.1 (Default Limitation) and 6.2 (Subscription Services); all cross-references corrected. No change to substantive liability limits.
This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology
This update reflects document maintenance and structural reorganization rather than material policy change. Section numbering was revised for clarity, and cross-references were corrected to align with the new structure. No changes to substantive obligations, liability …
Regulatory exposure, obligation change, escalation trigger, board-ready language, and recommended action for legal and compliance teams.
Unlock the full institutional analysis — InsightConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-C-003903.
Ramp's Privacy Policy was reorganized and reworded in an update detected on August 22, 2026, shifting from 'Personal Information' terminology …
Ramp removed hyperlinks from two references to California privacy notices in their privacy policy. The previous version linked directly to …
Ramp's UK privacy notice was revised to clarify its role in regulated financial services. The previous language stated Ramp provides …
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