CA-C-003903
Ramp Terms of Service
Entity
Date detected
July 22, 2026
Effective date
July 22, 2026
Severity
Low
Direction
Neutral
Affected users
all users business accounts
Changes
24 sentences modified
Get alerted the next time Ramp changes these terms. Get same-day alerts →
Share 𝕏 Share in Share 🔒 PDF
Get same-day alerts when Ramp changes We email you the diff and what it means, the day it happens.
Get same-day alerts →

Get the weekly research letter

Companies change their terms quietly. We read every version and catch what actually changed. One email a week on the changes that matter and what they mean. No account.

Event Summary

Ramp updated its Terms of Service in an update detected on July 22, 2026, with 24 modified sentences. The changes are primarily structural and technical: section numbering was reorganized (a new Section 6.1 'Default Limitation' was introduced, and the subscription services limitation moved from 6.1 to 6.2), cross-references were corrected throughout (e.g., from 'Section 6(c)' to 'Section 6.1(c)'), and minor wording was standardized (e.g., 'Company's Ramp Account' changed to 'Company's Linked Account' in one instance, 'International Payment Services' to 'International Payment services'). The substantive content of liability limitations, payment authorization, and data processing authority remained unchanged.

LOW

Consumer Impact

The changes are technical and structural rather than substantive. Ramp reorganized its section numbering (introducing Section 6.1 as a 'Default Limitation' and moving subscription-specific limitations to Section 6.2) and corrected cross-references throughout the document to maintain internal consistency. The operative language governing liability limitations, payment authorization, and data processing remains materially unchanged.

Governance Analysis

This change maintains internal consistency of the Terms of Service document structure and ensures all cross-references point to correct sections. However, no change to substantive payment obligations, liability limitations, or data processing authority affects how the agreement operates in practice.

Key Clauses Affected

Limitation of Liability section numbering

Sections reorganized from Section 6 to Section 6.1 (Default Limitation) and 6.2 (Subscription Services); all cross-references corrected. No change to substantive liability limits.

Full clause-by-clause analysis available with Analyst.
These clauses may change again. Get alerted when they do. Get same-day alerts →

This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology

Evidence Verification

✓ Verified
Previous Version
b825eb0bf496590e0e6a802b6af8e1544ff8b0dbf79cab36cee9d1b48537dbb9
July 18, 2026 01:01 UTC
✓ Verified
Current Version
d49aa615ba9cabf01dd382c33d55685f0114db19f30b88881b7b1e5ed830227a
July 22, 2026 01:05 UTC
✓ Verified
Change Detected
July 22, 2026 01:05 UTC
Analysis Methodology
✓ Verified
Source Document
https://ramp.com/legal/platform-agreement
Citation Record
Entity: Ramp
Document: Ramp Terms of Service
Record ID: CA-C-003903
Captured: 2026-07-22 01:05:01 UTC
URL: https://conductatlas.com/change/2026-07-22-ramp-ramp-terms-of-service-3903/
Accessed: July 22, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
For legal and compliance teams

Institutional Analysis

Assessment

This update reflects document maintenance and structural reorganization rather than material policy change. Section numbering was revised for clarity, and cross-references were corrected to align with the new structure. No changes to substantive obligations, liability caps, or payment authorization scope are present. Organizations maintaining this agreement in their vendor management systems should update their document version to reflect the July 22, 2026 capture date, but no changes to compliance obligations, DPA terms, or governance procedures are required.

Full institutional analysis

Regulatory exposure, obligation analysis, escalation trigger, board language, and recommended action.

Analyst $49/mo

ConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-C-003903.

Full Changes

View complete diff →

Document Context

Version history → Policy drift analysis → Document page →
Document
Ramp Terms of Service
Entity
Ramp
Captured
July 22, 2026
Source URL
https://ramp.com/legal/platform-agreement
Other changes to Ramp Terms of Service
Previous change Jul 18, 2026
Ramp updated its Terms of Service on July 18, 2026 with substantial changes across multiple operational areas. The update adds …
Medium Neutral
View full version history →
More from Ramp
Jul 18, 2026 Medium
Ramp Terms of Service

Ramp updated its Terms of Service on July 18, 2026 with substantial changes across multiple operational areas. The update adds …

Track Ramp policy changes

Get alerted when this policy changes again, including what changed and why it matters.