Change record
CA-C-003756
SoFi Privacy Notice (Superseded URL)
Entity
Date detected
July 17, 2026
Effective date
July 17, 2026
Severity
Low
Direction
Neutral
Taxonomy
Disclosure requirement change
Changes
1 sentence modified

Impact Summary

Low Neutral for users
Affected users
All users US users Sofi account holders

SoFi's Privacy Notice was updated to explicitly include 'Direct Deposit Bonus Amounts and Timing Structure' as a category of personal information subject to disclosure to third parties. Previously, this specific data type was not listed in the disclosure table. The updated policy now authorizes SoFi to share information about direct deposit bonuses and their timing with the same categories of third parties already disclosed (service providers, advertisers, marketing partners, and others), for the same stated business purposes including marketing and research.

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What this means for you

The updated privacy notice explicitly identifies direct deposit bonus amounts and timing as a category of personal information that SoFi may disclose to third parties for business purposes, including marketing and advertising. This information may now be shared with advertising partners, marketing companies, and other disclosed third parties. The change clarifies what data is subject to existing disclosure provisions rather than establishing new sharing authorities.

Key Clauses Affected

Direct Deposit Bonus Data Disclosure

Direct deposit bonus amounts and timing are now explicitly listed as personal information that may be disclosed to service providers, advertisers, marketing partners, and other third parties for marketing and research purposes.

Full clause-by-clause analysis available with Insight.

This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology

Evidence Verification

✓ Verified
Previous Version
b27f667f9d56dcf601f4bf1f6df7178a76c692aa33bcbb5fbc26a52602c64464
July 11, 2026 13:46 UTC
✓ Verified
Current Version
e55d4c57a1e25a561ee0402d0f9a2dac023d6213b80a61b3731dba2291877265
July 17, 2026 00:23 UTC
✓ Verified
Change Detected
July 17, 2026 00:23 UTC
Analysis Methodology
✓ Verified
Source Document
https://www.sofi.com/online-privacy-policy/
Citation Record
Entity: SoFi
Document: SoFi Privacy Notice (Superseded URL)
Record ID: CA-C-003756
Captured: 2026-07-17 00:23:30 UTC
URL: https://conductatlas.com/change/2026-07-17-sofi-sofi-privacy-notice-superseded-url-3756/
Accessed: Sept. 3, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
For legal and compliance teams

Institutional Analysis

Assessment

This change adds explicit categorization of direct deposit bonus data to SoFi's published disclosure table. It does not appear to grant new authorities but rather clarifies an existing data type within the scope of already-disclosed …

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Regulatory exposure, obligation change, escalation trigger, board-ready language, and recommended action for legal and compliance teams.

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ConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-C-003756.

Full Changes

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Document Context

Version history → Policy drift analysis → Document page →
Document
SoFi Privacy Notice (Superseded URL)
Entity
SoFi
Captured
July 17, 2026
Source URL
https://www.sofi.com/online-privacy-policy/
Other changes to SoFi Privacy Notice (Superseded URL)
Next change Aug 27, 2026
SoFi's updated privacy notice removed a section header titled 'Direct Deposit Bonus Amounts and Timing Structure' and substantially reorganized its …
Low Neutral
View full version history →
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