CA-C-002762
Robinhood — Robinhood Customer Agreement
Entity
Date detected
June 9, 2026
Effective date
June 9, 2026
Severity
Low
Direction
Neutral
Affected users
all users high-yield cash program participants rct account holders
Changes
1 sentence modified
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Event Summary

Robinhood updated timestamps for two disclosure documents in its Disclosure Library on June 9, 2026. The High-Yield Cash Program Agreement timestamp changed from January 21, 2026 to June 8, 2026, and the RCT Licenses and Disclosures timestamp changed from December 12, 2025 to June 8, 2026. These updates indicate that Robinhood refreshed these documents, though the change summary does not specify what substantive terms or disclosures within those documents were modified.

LOW

Consumer Impact

Robinhood updated the publication dates of two disclosure documents in its Disclosure Library on June 8-9, 2026. The specific content changes within these documents are not detailed in this change notice. Consumers with high-yield cash program accounts or RCT accounts should review the updated documents if they wish to verify current terms, though the nature of any substantive changes is not disclosed here.

Governance Analysis

Robinhood refreshed timestamps on two disclosure documents, signaling that terms, disclosures, or program details may have been updated. However, the specific substantive changes are not disclosed in this notice. Affected customers and compliance teams should review the updated documents directly to determine whether material changes to terms, fees, or disclosures apply.

Available Actions

Review the updated High-Yield Cash Program Agreement and RCT Licenses and Disclosures documents if you maintain accounts in these products.

If No Action Is Taken

Updated terms and disclosures will apply as stated in the refreshed documents without further notice.

Key Clauses Affected

High-Yield Cash Program Agreement timestamp

Updated from January 21, 2026, 05:00 PM to June 8, 2026, 06:36 PM; substantive changes not specified.

RCT Licenses and Disclosures timestamp

Updated from December 12, 2025, 06:45 AM to June 8, 2026, 03:15 PM; substantive changes not specified.

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This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology

Evidence Verification

✓ Verified
Previous Version
caca7dd00349cb1149c319644b775dd98e0c20487def3a77e860981bb92528f8
June 5, 2026 17:44 UTC
✓ Verified
Current Version
e96b99eaf595c8ec29f55b642499145093ca353970c0ccafb0af83ee703247e5
June 9, 2026 00:08 UTC
✓ Verified
Change Detected
June 9, 2026 00:08 UTC
Analysis Methodology
✓ Verified
Source Document
https://robinhood.com/us/en/about/legal/
Citation Record
Entity: Robinhood
Document: Robinhood Customer Agreement
Record ID: CA-C-002762
Captured: 2026-06-09 00:08:25 UTC
URL: https://conductatlas.com/change/2026-06-09-robinhood-robinhood-customer-agreement-2762/
Accessed: June 9, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
For legal and compliance teams

Institutional Analysis

Assessment

Robinhood refreshed two disclosure documents in its public library as of June 8-9, 2026. The change summary does not specify what substantive revisions were made to the High-Yield Cash Program Agreement or RCT Licenses and Disclosures. Without visibility into the actual document content changes, it is not possible to determine whether new regulatory, compliance, or contractual obligations were introduced. Compliance teams should access the updated documents directly to assess whether substantive policy changes require internal review or customer notification.

Regulatory Exposure

FINRA (RCT documents relate to RCT Financial, a FINRA-regulated entity); SEC (cash program disclosures may implicate securities or custody rules); CFPB (high-yield cash product may implicate consumer deposit protection rules). Specific exposure cannot be assessed without visibility into substantive document changes.

Full compliance analysis

Obligation analysis, escalation trigger, board language, and recommended action.

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ConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-C-002762.

Full Changes

See the full side-by-side comparison of every sentence added, removed, and modified.

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Document Context

Version history → Policy drift analysis → Document page →
Document
Robinhood Customer Agreement
Entity
Robinhood
Captured
June 9, 2026
Source URL
https://robinhood.com/us/en/about/legal/
Other changes to Robinhood Customer Agreement
Previous change Jun 5, 2026
Robinhood updated a single timestamp in its Disclosure Library on June 5, 2026. The RHS Customer Margin Account Agreement timestamp …
Low Neutral
View full version history →
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