This analysis describes what Writer's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated terms establish clearer scope (these terms apply to free, trial, and paid versions; Enterprise is separate) and expand the list of prohibited uses. Users may no longer reverse engineer, scrape, or attempt to derive components of the Services; use the platform for competitive analysis or to develop competing products; or misrepresent AI-generated output as human-created. The terms also explicitly prohibit processing of HIPAA-regulated health information. Users can review the full updated terms to understand which specific uses are now restricted.
View change record →How other platforms handle this
Only use content that you have the rights to use. Don't infringe on anyone's intellectual property or copyright, and don't submit content you don't have the right to share.
All content and materials... provided by us or generated through our Services (our "Content") and all related intellectual property rights are the property of Credit Karma and third-party licensors
If you believe that your intellectual property rights have been infringed, please send notice to the address below or fill out this form.
"to access or use the Services in any manner or for any purpose that infringes our intellectual property rights or those of any third partyExcerpt from Writer's Terms of Service
Get the weekly coverage letter
Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.
The clause states: “to access or use the Services in any manner or for any purpose that infringes our intellectual property rights or those of any third party”
ConductAtlas has identified this type of provision across 250 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Writer.