The policy states that Venmo collects personal information from data brokers, advertising networks, data analytics providers, credit reporting agencies, and government entities, in addition to disclosing user data to third-party service providers and partners involved in business operations.
This analysis describes what Venmo's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision establishes that personal information flows both to and from advertising networks and data brokers, creating a bidirectional data exchange relationship with these third-party categories. While the policy states Venmo does not sell or share personal information for cross-context behavioral advertising, the disclosure of data sharing with advertising networks may require evaluation under CCPA definitions of sharing.
Interpretive note: The policy asserts no sale or sharing for behavioral advertising while disclosing relationships with advertising networks; whether these relationships constitute sharing under CCPA depends on their contractual structure, which is not disclosed in this policy.
Under this clause, Venmo discloses personal information to and receives it from advertising networks, data brokers, and analytics providers as part of its stated business operations. The policy separately states that Venmo does not sell or share personal information for cross-context behavioral advertising, but the operational relationship with advertising networks is disclosed in the data source and recipient lists.
Cross-platform context
See how other platforms handle Third-Party Data Sharing with Advertising Networks and Data Brokers and similar clauses.
Compare across platforms →"We may also collect the above data from other third parties, including service providers, internet service providers, partners and merchants, credit reporting agencies, government entities, data brokers, data analytics providers, advertising networks, payment networks and financial institutions.Excerpt from Venmo's Privacy Policy
1) REGULATORY LANDSCAPE: This provision engages CCPA definitions of selling and sharing personal information, enforced by the California Privacy Protection Agency.
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This provision establishes that personal information flows both to and from advertising networks and data brokers, creating a bidirectional data exchange relationship with these third-party categories. While the policy states Venmo does not sell or share personal information for cross-context behavioral advertising, the disclosure of data sharing with advertising networks may require evaluation under CCPA definitions of sharing.
Under this clause, Venmo discloses personal information to and receives it from advertising networks, data brokers, and analytics providers as part of its stated business operations. The policy separately states that Venmo does not sell or share personal information for cross-context behavioral advertising, but the operational relationship with advertising networks is disclosed in the data source and recipient lists.
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