The policy states that users who use Siri or iMessage to conduct Venmo transactions authorize disclosure of their friends list, recent and frequent transaction counterparties, transaction instructions, and transaction notes to Apple, with that data governed by Apple's privacy policies rather than Venmo's.
This analysis describes what Venmo's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision establishes that use of Siri or iMessage features transfers transaction metadata including social graph and transaction note data to Apple under Apple's separate privacy framework, removing Venmo's policy as the governing document for that data once disclosed. Users can revoke Apple's access through iOS Siri or iMessage settings.
Under this clause, transaction notes, friends lists, and transaction counterparty data are disclosed to Apple when users initiate Venmo transactions through Siri or iMessage, and that data is then subject to Apple's privacy policies rather than Venmo's. The agreement states users can revoke Apple's access to Venmo data at any time through iOS Siri or iMessage settings on their iPhone.
Cross-platform context
See how other platforms handle Apple Siri and iMessage Data Disclosure and similar clauses.
Compare across platforms →"By using Siri or iMessage, you authorize us to disclose some of your Venmo account data (including your friends list, list of persons you have transacted with most recently and most frequently, transaction instructions, and transaction notes) with Apple to allow it to facilitate transaction requests made through Siri or iMessage on iOS. Data disclosed with Apple will be used pursuant to Apple's then-current user agreements and privacy policies.Excerpt from Venmo's Privacy Policy
1) REGULATORY LANDSCAPE: This provision engages CCPA disclosure requirements for data shared with third parties, FTC authority over consumer data practices, and potentially GLBA if financial transaction data is included in the disclosed information.
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This provision establishes that use of Siri or iMessage features transfers transaction metadata including social graph and transaction note data to Apple under Apple's separate privacy framework, removing Venmo's policy as the governing document for that data once disclosed. Users can revoke Apple's access through iOS Siri or iMessage settings.
Under this clause, transaction notes, friends lists, and transaction counterparty data are disclosed to Apple when users initiate Venmo transactions through Siri or iMessage, and that data is then subject to Apple's privacy policies rather than Venmo's. The agreement states users can revoke Apple's access to Venmo data at any time through iOS Siri or iMessage settings on their iPhone.
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