The agreement requires users to be at least 13 years of age and requires that minors between age 13 and the age of majority in their state have a parent or guardian agree to the terms on their behalf.
This analysis describes what UnitedHealthcare's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision establishes a minimum age of 13 and a parental consent requirement for minor users, engaging COPPA's applicability threshold and state-specific age of majority requirements. The agreement does not describe a mechanism for verifying parental consent.
Interpretive note: The agreement relies on user self-representation for age and parental consent without describing a verification mechanism; COPPA compliance depends on whether the platform is directed to children or whether the company has actual knowledge of under-13 users.
Under this clause, users must be at least 13 years old to use the Online Services, and minors below the age of majority who are not emancipated require parental or guardian agreement to the terms. The agreement does not describe a verification mechanism for confirming parental consent.
Cross-platform context
See how other platforms handle Minor User Age Requirement and Parental Consent and similar clauses.
Compare across platforms →"You represent and warrant that you are at least 13 years of age, and that, if you are between 13 and the age of majority in your state and otherwise not emancipated, a parent and/or guardian agrees to these Terms on your behalf.Excerpt from UnitedHealthcare's Terms of Use
(1) REGULATORY LANDSCAPE: The 13-year minimum age threshold aligns with the Children's Online Privacy Protection Act (COPPA), which imposes restrictions on online services directed to children under 13.
Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.
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This provision establishes a minimum age of 13 and a parental consent requirement for minor users, engaging COPPA's applicability threshold and state-specific age of majority requirements. The agreement does not describe a mechanism for verifying parental consent.
Under this clause, users must be at least 13 years old to use the Online Services, and minors below the age of majority who are not emancipated require parental or guardian agreement to the terms. The agreement does not describe a verification mechanism for confirming parental consent.
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