This analysis describes what UnitedHealthcare's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The clause purports to eliminate UnitedHealthcare's liability across an extremely broad range of losses, including those caused by UnitedHealthcare's own acts or omissions, which could leave users without recourse for harm.
Interpretive note: The breadth of this clause—covering UnitedHealthcare's own acts or omissions without apparent limitation—may be subject to legal challenge in some jurisdictions, but the clause's text is unambiguous as written.
The reader is required to waive claims against UnitedHealthcare for any loss tied to the Online Services, third-party sites or programs reachable through them, or any conduct by UnitedHealthcare or third parties.
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"You agree that we have no liability for any loss arising out of, or relating to: these Online Services; any third-party site or program accessed through the Online Services; Any acts or omissions by us or any third party...— Excerpt from UnitedHealthcare's UnitedHealthcare Terms of Use
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The clause purports to eliminate UnitedHealthcare's liability across an extremely broad range of losses, including those caused by UnitedHealthcare's own acts or omissions, which could leave users without recourse for harm.
The reader is required to waive claims against UnitedHealthcare for any loss tied to the Online Services, third-party sites or programs reachable through them, or any conduct by UnitedHealthcare or third parties.
ConductAtlas has identified this type of provision across 286 platforms. See the full comparison.
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