The agreement designates Minnesota law as governing and requires that disputes be litigated in state or federal courts in Minnesota, covering all claims against the company and its employees, officers, directors, agents, and providers.
This analysis describes what UnitedHealthcare's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision requires users outside Minnesota to litigate disputes in Minnesota courts under Minnesota law, which may present practical barriers to pursuing claims for users in other states. The enforceability of mandatory venue provisions in consumer contracts varies by state.
Interpretive note: Enforceability of the mandatory Minnesota venue requirement varies by state, and courts in several jurisdictions have limited forum selection clauses in consumer contracts.
Under this clause, any dispute with the company is governed by Minnesota law and must be brought in Minnesota state or federal courts, regardless of where the user resides. Applicable state consumer protection law may affect the enforceability of this venue requirement for residents of certain states.
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Compare across platforms →"You agree that Minnesota law governs these Terms and any claim or dispute that you may have against us, and you agree to the jurisdiction and venue of the state and federal courts in Minnesota for any dispute involving the Company or its employees, officers, directors, agents and providers.Excerpt from UnitedHealthcare's Terms of Use
(1) REGULATORY LANDSCAPE: Mandatory choice-of-law and forum selection clauses in consumer contracts engage state consumer protection statutes, which in several jurisdictions limit or prohibit provisions requiring consumers to litigate in distant forums or under laws …
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This provision requires users outside Minnesota to litigate disputes in Minnesota courts under Minnesota law, which may present practical barriers to pursuing claims for users in other states. The enforceability of mandatory venue provisions in consumer contracts varies by state.
Under this clause, any dispute with the company is governed by Minnesota law and must be brought in Minnesota state or federal courts, regardless of where the user resides. Applicable state consumer protection law may affect the enforceability of this venue requirement for residents of certain states.
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