“Unless you are a resident of New Jersey, you must initiate any cause of action within one year after the claim has arisen, or you will be barred from pursuing any cause of action.”
This analysis describes what UnitedHealthcare's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
A one-year limitations period is shorter than many statutory limitations periods, potentially cutting off users' legal claims before they would otherwise expire under applicable law.
If the reader is not a New Jersey resident, they must file any claim against UnitedHealthcare within one year of when it arose or be permanently barred from doing so.
How other platforms handle this
Except as provided in the dispute resolution section above, all claims arising out of or relating to these Terms will be brought exclusively in the federal or state courts of San Francisco, California.
The Agreement is governed by the laws of the State of California, excluding conflicts of law provisions.
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"Unless you are a resident of New Jersey, you must initiate any cause of action within one year after the claim has arisen, or you will be barred from pursuing any cause of action.Excerpt from UnitedHealthcare's Terms of Use
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A one-year limitations period is shorter than many statutory limitations periods, potentially cutting off users' legal claims before they would otherwise expire under applicable law.
If the reader is not a New Jersey resident, they must file any claim against UnitedHealthcare within one year of when it arose or be permanently barred from doing so.
ConductAtlas has identified this type of provision across 263 platforms. See the full comparison.
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