Provision record
UnitedHealthcare · UnitedHealthcare Terms of Use · View original document ↗

One Year Statute of Limitations on Claims

High severity High confidence Explicit document language Common · 266 of 352 platforms

Key Facts

When must users initiate any cause of action?
UnitedHealthcare requires users (unless they are residents of New Jersey) to initiate any cause of action within one year after the claim has arisen, or be barred from pursuing that cause of action.
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This analysis describes what UnitedHealthcare's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

A one-year limitations period is shorter than many statutory limitations periods, potentially cutting off users' legal claims before they would otherwise expire under applicable law.

Consumer impact (what this means for users)

If the reader is not a New Jersey resident, they must file any claim against UnitedHealthcare within one year of when it arose or be permanently barred from doing so.

How other platforms handle this

Netflix Medium

you consent as part of these Terms to venue for such cases exclusively in these courts.

ZipRecruiter Medium

The Federal Trade Commission has jurisdiction over ZipRecruiter's compliance with the EU-U.S. DPF, the UK Extension to the EU-U.S. DPF, and the Swiss-U.S. DPF.

Glassdoor Medium

Glassdoor complies with the EU-U.S. Data Privacy Framework (EU-U.S. DPF) and the UK Extension to the EU-U.S. DPF, and the Swiss-U.S. Data Privacy Framework (Swiss-U.S. DPF) as set forth by the U.S. Department of Commerce.

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
Unless you are a resident of New Jersey, you must initiate any cause of action within one year after the claim has arisen, or you will be barred from pursuing any cause of action.

Excerpt from UnitedHealthcare's Terms of Use

Provision details

Document information
Document
UnitedHealthcare Terms of Use
Entity
UnitedHealthcare
Document last updated
May 5, 2026
Tracking information
First tracked
July 12, 2026
Last verified
July 12, 2026
Record ID
CA-P-072147
Document ID
CA-D-00602
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
7cf3348b52e7154c4da3933e8101eb058736f1cc55bf6479829269dce0cc659a
Analysis generated
July 12, 2026 15:28 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: UnitedHealthcare
Document: UnitedHealthcare Terms of Use
Record ID: CA-P-072147
Captured: 2026-07-12 15:28:28 UTC
SHA-256: 7cf3348b52e7154c…
URL: https://conductatlas.com/platform/unitedhealthcare/unitedhealthcare-terms-of-use/provision/CA-P-072147/one-year-statute-of-limitations-on-claims/
Accessed: Sept. 8, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

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Frequently Asked Questions

What does UnitedHealthcare's One Year Statute of Limitations on Claims clause do?

A one-year limitations period is shorter than many statutory limitations periods, potentially cutting off users' legal claims before they would otherwise expire under applicable law.

How does this clause affect you?

If the reader is not a New Jersey resident, they must file any claim against UnitedHealthcare within one year of when it arose or be permanently barred from doing so.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 266 platforms. See the full comparison.

Is ConductAtlas affiliated with UnitedHealthcare?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by UnitedHealthcare.