Provision record
UnitedHealthcare · UnitedHealthcare Privacy Policy · View original document ↗

COPPA Under-13 Collection Restriction

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Document Record

What it is

The Policy states that UnitedHealthcare will not intentionally collect personal information from children under 13 without parental consent, consistent with COPPA requirements, and provides a mechanism for reporting suspected under-13 data collection.

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This analysis describes what UnitedHealthcare's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

This provision establishes COPPA compliance intent for Online Services that may be accessed by minors in the context of family health plan management or dependent benefit access. The qualifier 'intentionally' in the collection restriction, rather than an absolute prohibition, reflects standard COPPA framing but leaves open the question of how unintentional under-13 data collection would be identified and addressed operationally.

Consumer impact (what this means for users)

Under this clause, personal information from children under 13 will not be collected through UnitedHealthcare's Online Services without parental consent. Parents or guardians who believe a child's information has been collected should contact UnitedHealthcare directly using the contact information in the Policy.

Cross-platform context

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▸ View Original Clause Language DOCUMENT RECORD
"
We will not intentionally collect any personal information (as that term is defined in the Children's Online Privacy Protection Act) from children under the age of 13 through our Online Services without receiving parental consent. If you think that we have collected such personal information from a child under the age of 13 through our Online Services, please Contact Us immediately.

Excerpt from UnitedHealthcare's Privacy Policy

ConductAtlas Analysis

Institutional analysis (regulatory & governance intelligence)

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Insight

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Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.

Applicable agencies

  • Federal Trade Commission (ftc)
    Oversees unfair or deceptive business practices and can investigate companies that mislead consumers about data collection, sharing, or use.
    Who can file: Anyone affected by the company's practices (US or international)
    What you need: Your account details, a timeline of relevant events, and a description of the specific issue
    What to expect: Complaints inform FTC enforcement priorities and investigations but do not result in individual resolution or compensation
    File a complaint →

Provision details

Document information
Document
UnitedHealthcare Privacy Policy
Entity
UnitedHealthcare
Document last updated
May 5, 2026
Tracking information
First tracked
July 12, 2026
Last verified
July 12, 2026
Record ID
CA-P-074536
Document ID
CA-D-00603
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
8fd5e1abe15c4edc31df089ee6f248319a8528f2ca9479e303144fdb83757295
Analysis generated
July 12, 2026 17:38 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: UnitedHealthcare
Document: UnitedHealthcare Privacy Policy
Record ID: CA-P-074536
Captured: 2026-07-12 17:38:39 UTC
SHA-256: 8fd5e1abe15c4edc…
URL: https://conductatlas.com/platform/unitedhealthcare/unitedhealthcare-privacy-policy/provision/CA-P-074536/coppa-under-13-collection-restriction/
Accessed: Sept. 26, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Low
Categories

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Frequently Asked Questions

What does UnitedHealthcare's COPPA Under-13 Collection Restriction clause do?

This provision establishes COPPA compliance intent for Online Services that may be accessed by minors in the context of family health plan management or dependent benefit access. The qualifier 'intentionally' in the collection restriction, rather than an absolute prohibition, reflects standard COPPA framing but leaves open the question of how unintentional under-13 data collection would be identified and addressed operationally.

How does this clause affect you?

Under this clause, personal information from children under 13 will not be collected through UnitedHealthcare's Online Services without parental consent. Parents or guardians who believe a child's information has been collected should contact UnitedHealthcare directly using the contact information in the Policy.

Is ConductAtlas affiliated with UnitedHealthcare?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by UnitedHealthcare.