UnitedHealthcare · UnitedHealthcare Privacy Policy · View original document ↗

Combination of Online and Offline Information

High severity Medium confidence Explicitdocumentlanguage Common · 280 of 352 platforms
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This analysis describes what UnitedHealthcare's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

This clause allows UnitedHealthcare to enrich its data holdings on a user by merging their information with additional data from vendors and other sources, potentially expanding the profile held about that user beyond what they directly provided.

Interpretive note: The phrase 'when permitted' is not further defined in the excerpt. It is unclear whether 'permitted' refers to legal permission, consent-based permission, or another standard. This limits confidence in the full scope of the clause.

Consumer impact (what this means for users)

A user's Information may be combined with outside data UnitedHealthcare obtains from vendors or other sources, broadening the dataset UnitedHealthcare holds about that user.

How other platforms handle this

Instacart Medium

we may combine Personal Information that we collect (as described above) with information from other sources and use the combined information for the purposes described in this Privacy Policy.

Lyft Medium

Find and prevent fraud; and Block and remove unsafe or fraudulent users from the Lyft Platform.

Walmart Medium

any personal information that you provide through the Walmart Sites will be used by Walmart in accordance with Walmart's Privacy Policy

See all platforms with this clause type →

Monitoring

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▸ View Original Clause Language DOCUMENT RECORD
"
We may, when permitted, combine your Information with other information, whether online or offline, maintained or available to us from you or from other sources, such as from our vendors.

— Excerpt from UnitedHealthcare's UnitedHealthcare Privacy Policy

Applicable regulations

CCPA/CPRA
California, USA
Colorado AI Act
US-CO
CAN-SPAM
United States Federal
ePrivacy Directive
European Union
FTC Act Section 5
United States Federal
GDPR
European Union

Provision details

Document information
Document
UnitedHealthcare Privacy Policy
Entity
UnitedHealthcare
Document last updated
May 5, 2026
Tracking information
First tracked
July 12, 2026
Last verified
July 12, 2026
Record ID
CA-P-072200
Document ID
CA-D-00603
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
8fd5e1abe15c4edc31df089ee6f248319a8528f2ca9479e303144fdb83757295
Analysis generated
July 12, 2026 17:38 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: UnitedHealthcare
Document: UnitedHealthcare Privacy Policy
Record ID: CA-P-072200
Captured: 2026-07-12 17:38:39 UTC
SHA-256: 8fd5e1abe15c4edc…
URL: https://conductatlas.com/platform/unitedhealthcare/unitedhealthcare-privacy-policy/provision/CA-P-072200/combination-of-online-and-offline-information/
Accessed: July 12, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

Other risks in this policy

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Frequently Asked Questions

What does UnitedHealthcare's Combination of Online and Offline Information clause do?

This clause allows UnitedHealthcare to enrich its data holdings on a user by merging their information with additional data from vendors and other sources, potentially expanding the profile held about that user beyond what they directly provided.

How does this clause affect you?

A user's Information may be combined with outside data UnitedHealthcare obtains from vendors or other sources, broadening the dataset UnitedHealthcare holds about that user.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 280 platforms. See the full comparison.

Is ConductAtlas affiliated with UnitedHealthcare?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by UnitedHealthcare.