Provision record
UnitedHealthcare · UnitedHealthcare Privacy Policy · View original document ↗

Third-Party Behavioral Advertising Data Sharing

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Document Record

What it is

The Policy authorizes third parties to use cookies and tracking technologies on UnitedHealthcare's Online Services to collect browsing activity and track users across third-party websites for the purpose of delivering targeted advertisements, with the company stating it does not control these third-party technologies.

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This analysis describes what UnitedHealthcare's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

This provision authorizes cross-site behavioral tracking and targeted advertising on digital properties through which users may also access health plan information, benefit details, and medical records. The intersection of behavioral advertising data collection with a health insurance platform context may require evaluation under HIPAA, FTC guidance on health data, and state consumer privacy laws depending on the categories of data accessible to or inferred by third-party trackers.

Consumer impact (what this means for users)

Under this clause, third-party advertising networks may collect browsing behavior data on UnitedHealthcare's Online Services and use it to deliver targeted advertisements across the web. Users can opt out of participating advertising networks through optout.aboutads.info and optout.networkadvertising.org, though the Policy states opt-outs may not eliminate all advertisements, only tailored ones.

What you can do

⚠️ These actions may provide transparency or partial mitigation but may not fully address the underlying issue. Effectiveness varies by jurisdiction and individual circumstances.
  • Opt Out of Arbitration
    Visit optout.aboutads.info or optout.networkadvertising.org to opt out of participating third-party advertising networks. You may opt out from all participating companies or select specific companies. Note that opting out does not eliminate all advertisements, only tailored ones.

Cross-platform context

See how other platforms handle Third-Party Behavioral Advertising Data Sharing and similar clauses.

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▸ View Original Clause Language DOCUMENT RECORD
"
We may also allow third-parties to use cookies and other technologies to collect Activity Information and to track browsing activity over time and across third-party websites such as web browsers used to read our Online Services, which websites are referring traffic or linking to our Online Services, and to deliver targeted advertisements to you. We do not control these third-party technologies, and their use of such technologies is governed by their own privacy policies.

Excerpt from UnitedHealthcare's Privacy Policy

ConductAtlas Analysis

Institutional analysis (regulatory & governance intelligence)

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Insight

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Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.

Applicable agencies

  • Federal Trade Commission (ftc)
    Oversees unfair or deceptive business practices and can investigate companies that mislead consumers about data collection, sharing, or use.
    Who can file: Anyone affected by the company's practices (US or international)
    What you need: Your account details, a timeline of relevant events, and a description of the specific issue
    What to expect: Complaints inform FTC enforcement priorities and investigations but do not result in individual resolution or compensation
    File a complaint →
  • Department Of Health & Human Services, Office For Civil Rights (hhs Ocr)
    Enforces HIPAA Privacy and Security Rules, which protect health information held by healthcare providers, health plans, and their business associates.
    Who can file: Anyone whose HIPAA rights may have been violated by a covered entity (healthcare provider, health plan, or healthcare clearinghouse)
    What you need: Name of the entity, description of the violation, date of the incident, and your contact information. Must file within 180 days of the violation.
    What to expect: HHS OCR investigates and may require the entity to take corrective action. Does not provide individual compensation. Serious violations can result in civil monetary penalties.
    File a complaint →

Provision details

Document information
Document
UnitedHealthcare Privacy Policy
Entity
UnitedHealthcare
Document last updated
May 5, 2026
Tracking information
First tracked
July 12, 2026
Last verified
July 12, 2026
Record ID
CA-P-074531
Document ID
CA-D-00603
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
8fd5e1abe15c4edc31df089ee6f248319a8528f2ca9479e303144fdb83757295
Analysis generated
July 12, 2026 17:38 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: UnitedHealthcare
Document: UnitedHealthcare Privacy Policy
Record ID: CA-P-074531
Captured: 2026-07-12 17:38:39 UTC
SHA-256: 8fd5e1abe15c4edc…
URL: https://conductatlas.com/platform/unitedhealthcare/unitedhealthcare-privacy-policy/provision/CA-P-074531/third-party-behavioral-advertising-data-sharing/
Accessed: Sept. 26, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

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Frequently Asked Questions

What does UnitedHealthcare's Third-Party Behavioral Advertising Data Sharing clause do?

This provision authorizes cross-site behavioral tracking and targeted advertising on digital properties through which users may also access health plan information, benefit details, and medical records. The intersection of behavioral advertising data collection with a health insurance platform context may require evaluation under HIPAA, FTC guidance on health data, and state consumer privacy laws depending on the categories of data …

How does this clause affect you?

Under this clause, third-party advertising networks may collect browsing behavior data on UnitedHealthcare's Online Services and use it to deliver targeted advertisements across the web. Users can opt out of participating advertising networks through optout.aboutads.info and optout.networkadvertising.org, though the Policy states opt-outs may not eliminate all advertisements, only tailored ones.

Is ConductAtlas affiliated with UnitedHealthcare?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by UnitedHealthcare.