Legal disputes about these terms are governed by Minnesota law, regardless of where you live in the United States.
This analysis describes what Target's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Designating Minnesota law as governing means consumers from other states, particularly those with stronger consumer protection laws like California, may find that the choice-of-law clause limits application of those protections, though courts in consumer's home states do not always honor such designations.
Interpretive note: The exact governing law clause text was not fully visible in the truncated document; the Minnesota designation is inferred from Target's known corporate domicile and standard practice, and its enforceability against consumers in states with strong consumer protection frameworks is jurisdiction-dependent.
Target updated its Terms and Conditions on June 10, 2026, modifying provisions related to dispute resolution, account management, and service usage. The updated terms continue to include arbitration agreements, class action waivers, and jury trial waivers as part of the dispute resolution framework. The extent to which individual provisions were modified materially cannot be assessed from the available diff; consumers should review the complete updated Terms and Conditions at Target.com to understand specific changes to provisions affecting their rights.
View change record →Target removed specific language that explained how Target Circle Bonus rewards are earned, calculated, and reflected in customer accounts across different purchase methods (online, in-store, Same Day Delivery, Order Pickup, Drive Up). Previously, the terms clarified that online orders counted as one transaction unless they included Target Plus items or used Same Day Delivery, and specified timing for when bonuses would appear (24 hours for in-store, upon shipment/pickup/delivery for online). Without this clarity, customers must now rely on in-app displays or support channels to understand exactly how their purchases contribute to bonus eligibility, which may create confusion about reward calculation or disputes over earned benefits.
View change record →Target's updated Terms and Conditions now include explicit governance for its Target Circle loyalty program and Target Circle 360 membership. The updated terms establish that membership is voluntary and that by joining or continuing to use the program, members agree to Target Circle-specific terms and the Privacy Policy in effect at that time. The terms authorize Target to update the Target Circle Terms, the Target App, or the website at any time without advance notice, with continued program participation constituting acceptance of those updates. You can choose not to join Target Circle or can stop participating in the program to avoid binding yourself to these updated terms.
View change record →Consumers outside Minnesota may find that Target asserts Minnesota law applies to any dispute, which could limit access to stronger state-specific consumer protections, though courts in some states may independently apply local consumer protection law regardless of this designation.
How other platforms handle this
In the EU and EEA, the choice of Texas governing law shall not apply only where a mandatory consumer protection law explicitly prohibits such choice of law provisions.
For any claims that are not subject to arbitration...U.S. Residents: Delaware law; venue exclusively in the state or federal courts in New Castle County, Delaware
These Terms are governed by the laws of the State of California and the United States without regard to conflicts of laws provisions
"These Terms shall be governed by and construed in accordance with the laws of the State of Minnesota, without regard to its conflict of law provisions.Excerpt from Target's Terms and Conditions
REGULATORY LANDSCAPE: Choice-of-law provisions are generally enforceable in commercial contracts but face scrutiny in consumer contexts where the designated state's law provides materially fewer protections than the consumer's home state.
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Designating Minnesota law as governing means consumers from other states, particularly those with stronger consumer protection laws like California, may find that the choice-of-law clause limits application of those protections, though courts in consumer's home states do not always honor such designations.
Consumers outside Minnesota may find that Target asserts Minnesota law applies to any dispute, which could limit access to stronger state-specific consumer protections, though courts in some states may independently apply local consumer protection law regardless of this designation.
ConductAtlas has identified this type of provision across 267 platforms. See the full comparison.
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