Target can suspend or permanently close your account, cancel your orders, or remove your content at any time without explanation or advance notice.
Renamed from 'Account Termination and Suspension' to 'Account Termination' with excerpt now specifying Target's discretionary rights to refuse service, edit content, and cancel orders.
View full change record →If Target closes your account without warning, you could lose accumulated Target Circle rewards points, store credits, and access to your purchase history, with no guaranteed process to recover these benefits.
Cross-platform context
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Compare across platforms →An account termination can result in the loss of Target Circle rewards, saved payment methods, order history, and any digital purchases or credits associated with your account — with no obligation on Target's part to provide a reason or appeal process.
(1) REGULATORY FRAMEWORK: Unilateral account termination in consumer contracts implicates state consumer protection statutes including California's UCL (Bus. & Prof. Code §17200) and CLRA if the termination constitutes an unfair or deceptive practice. For users enrolled in Target Circle (a loyalty program), termination may implicate state gift card and loyalty reward statutes — California (Bus. & Prof. Code §17538.9), Washington (RCW 19.240), and other states require disclosure of expiration or forfeiture conditions for loyalty rewards. (2)
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Regulatory citations, enforcement risk, and due diligence action items.
Watcher: regulatory citations. Professional: full compliance memo.