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The policy prohibits using Stripe to facilitate payment for a defined list of professional and technology services to persons located in Russia, with EU and UK users subject to an additional set of prohibited service categories for Russian recipients.
This analysis describes what Stripe's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision incorporates Russia sanctions-related service prohibitions into Stripe's contractual terms, creating compliance obligations for merchants providing professional services globally, with a distinct and broader set of restrictions applicable to EU and UK merchants.
Under this clause, businesses using Stripe to process payments for professional, technology, or advisory services delivered to persons in Russia are prohibited from doing so, with EU and UK businesses subject to additional prohibited categories including advertising, legal advisory, and auditing services.
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"Additionally, it's prohibited to use Stripe's products and services to directly or indirectly: Export, re-export, sell, or supply accounting services; trust and corporate formation services; management consulting services; architecture services; engineering services; quantum computing services; information technology (IT) consultancy and design services; and IT-support services and cloud-based services for enterprise management software and design and manufacturing software to any person located in Russia. In the European Union and the United Kingdom, it is prohibited to use Stripe's products and services, directly or indirectly, to provide credit-rating services, market research and public relations services, advertising services, auditing services, or legal advisory services to any person located in Russia.Excerpt from Stripe's Restricted Businesses List
(1) REGULATORY LANDSCAPE: This provision directly implicates EU Council Regulations and UK statutory instruments implementing sanctions against Russia, as well as US OFAC regulations. The EU and UK prohibitions listed in this clause reflect enacted sanctions measures; the global prohibitions listed reflect Stripe's own contractual extension of restrictions beyond what US law may require in all cases. The relevant enforcement authorities include OFAC, the UK Office of Financial Sanctions Implementation (OFSI), and EU member state competent authorities. (2) GOVERNANCE EXPOSURE: High. Businesses providing any of the enumerated professional or technology services to Russian persons and using Stripe for payment processing must assess their current client and transaction portfolio against this list. The inclusion of quantum computing services and cloud-based enterprise management software reflects recent sanctions expansions. (3) JURISDICTION FLAGS: EU and UK merchants face a materially broader set of prohibited service categories under this clause than merchants in other jurisdictions. The clause applies based on the location of the recipient, not the merchant, requiring transaction-level screening. (4) CONTRACT AND VENDOR IMPLICATIONS: B2B contracts with clients in Russia or involving services delivered to Russian persons should be reviewed against the enumerated prohibited service categories. Businesses that use Stripe as their payment processor for such contracts face potential account termination if transactions are processed in violation of this provision. (5) COMPLIANCE CONSIDERATIONS: Compliance teams should implement transaction screening procedures to identify payments involving Russian recipients and assess whether the underlying services fall within any prohibited category. EU and UK compliance programs should apply the broader list of prohibited categories specified for those jurisdictions.
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This provision incorporates Russia sanctions-related service prohibitions into Stripe's contractual terms, creating compliance obligations for merchants providing professional services globally, with a distinct and broader set of restrictions applicable to EU and UK merchants.
Under this clause, businesses using Stripe to process payments for professional, technology, or advisory services delivered to persons in Russia are prohibited from doing so, with EU and UK businesses subject to additional prohibited categories including advertising, legal advisory, and auditing services.
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