Provision record
Stripe · Stripe Restricted Businesses List · View original document ↗

Issuing Account Closed After 12 Months Inactivity

High confidence Common · 258 of 343 platforms

Key Facts · in the document’s own words

When does Stripe automatically close a user's Issuing account?
“If there is inactivity on all cards associated with an account for a period of 12 consecutive months, Stripe automatically closes your Issuing account.”
Version CA-V-007251, captured Oct. 1, 2026 · live source ↗
Our reading, not the document’s words
Stripe automatically closes a user's Issuing account if there is inactivity on all cards associated with that account for a period of 12 consecutive months.
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This analysis describes what Stripe's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

Generated by a model from the captured document; not read by a person

Account closure is automatic and tied to inactivity across all cards, meaning a single dormant account with multiple cards requires activity on at least one card to avoid closure.

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Interpretive note: The excerpt does not define what constitutes 'inactivity'; this term's precise meaning is not established in the provided text and is therefore not elaborated upon.

Consumer impact (what this means for users)

Generated by a model from the captured document; not read by a person

If all cards linked to your Stripe Issuing account are inactive for 12 consecutive months, Stripe will close the account without further action being required from either party.

How other platforms handle this

Teachable

When You register for an account, You agree to provide true, accurate, current and complete information and to keep Your account up to date.

Faire

You should notify us of any unauthorized use of your password or account.

Gumroad

You are responsible for all activities that occur under your Account. You agree that you shall monitor your Account to restrict use by minors

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
If there is inactivity on all cards associated with an account for a period of 12 consecutive months, Stripe automatically closes your Issuing account.

Excerpt from Stripe's Restricted Businesses List

Provision details

Document information
Document
Stripe Restricted Businesses List
Entity
Stripe
Tracking information
First captured by ConductAtlas
May 20, 2026
Text quoted from version
CA-V-007251, captured Oct. 1, 2026
Record ID
CA-P-065707
Document ID
CA-D-000872
Evidence Provenance
Source URL
Wayback Machine
Archived bytes SHA-256 (version CA-V-007251)
34359af11bdef6e147b7f01cb36a387ff29e0ddaefe1f7c8de963e7cecd1a649
Analysis generated
July 9, 2026 07:09 UTC
Methodology
Evidence
✓ Excerpt found in version CA-V-007251, captured Oct. 1, 2026 (checked Oct. 5, 2026)
Citation Record
Entity: Stripe
Document: Stripe Restricted Businesses List
Record ID: CA-P-065707
Version: CA-V-007251
Captured: 2026-10-01 00:23:16 UTC
SHA-256: 34359af11bdef6e1…
URL: https://conductatlas.com/platform/stripe/stripe-restricted-businesses-list/provision/CA-P-065707/issuing-account-closed-after-12-months-inactivity/
Accessed: Nov. 3, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Categories

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Frequently Asked Questions

What does Stripe's Issuing Account Closed After 12 Months Inactivity clause do?

Account closure is automatic and tied to inactivity across all cards, meaning a single dormant account with multiple cards requires activity on at least one card to avoid closure.

How does this clause affect you?

If all cards linked to your Stripe Issuing account are inactive for 12 consecutive months, Stripe will close the account without further action being required from either party.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 258 platforms. See the full comparison.

Is ConductAtlas affiliated with Stripe?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Stripe.