This analysis describes what Stripe's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Account closure is automatic and tied to inactivity across all cards, meaning a single dormant account with multiple cards requires activity on at least one card to avoid closure.
Interpretive note: The excerpt does not define what constitutes 'inactivity'; this term's precise meaning is not established in the provided text and is therefore not elaborated upon.
If all cards linked to your Stripe Issuing account are inactive for 12 consecutive months, Stripe will close the account without further action being required from either party.
How other platforms handle this
If you do not log in to your personal account for two or more years, we may close your Venmo account (including any Teen Account) and send any of your funds held in our possession to your primary address
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"If there is inactivity on all cards associated with an account for a period of 12 consecutive months, Stripe automatically closes your Issuing account.— Excerpt from Stripe's Stripe Restricted Businesses List
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Account closure is automatic and tied to inactivity across all cards, meaning a single dormant account with multiple cards requires activity on at least one card to avoid closure.
If all cards linked to your Stripe Issuing account are inactive for 12 consecutive months, Stripe will close the account without further action being required from either party.
ConductAtlas has identified this type of provision across 266 platforms. See the full comparison.
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