This analysis describes what Stripe's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Account closure is automatic and tied to inactivity across all cards, meaning a single dormant account with multiple cards requires activity on at least one card to avoid closure.
Interpretive note: The excerpt does not define what constitutes 'inactivity'; this term's precise meaning is not established in the provided text and is therefore not elaborated upon.
If all cards linked to your Stripe Issuing account are inactive for 12 consecutive months, Stripe will close the account without further action being required from either party.
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"If there is inactivity on all cards associated with an account for a period of 12 consecutive months, Stripe automatically closes your Issuing account.Excerpt from Stripe's Restricted Businesses List
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Account closure is automatic and tied to inactivity across all cards, meaning a single dormant account with multiple cards requires activity on at least one card to avoid closure.
If all cards linked to your Stripe Issuing account are inactive for 12 consecutive months, Stripe will close the account without further action being required from either party.
ConductAtlas has identified this type of provision across 267 platforms. See the full comparison.
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