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The agreement prohibits users from creating content, products, or services using any part of the End User Services and from using or reproducing any part of the services, including trademarks, except as expressly permitted by law.
This analysis describes what Stripe's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision establishes that no license is granted to use the End User Services as a basis for derivative works, competing products, or services, and that trademark use is restricted to what applicable law expressly permits, which in most jurisdictions would be limited to nominative fair use.
Interpretive note: The scope of 'any part of the End User Services' is not defined, and the extent of permitted exceptions under the 'as law expressly allows' carve-out will vary by jurisdiction and applicable copyright and trademark law.
Under this clause, users may not create content, products, or services derived from any part of the End User Services, and may not reproduce Stripe trademarks or service components beyond what applicable law expressly authorizes. The scope of 'any part of the End User Services' is not further defined in the document text.
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"You must not, and must not allow others to: Create content, products, or services using any part of the End User Services; Use or reproduce any part of the End User Services (including any trademarks presented in the End User Services), except as law expressly allows.Excerpt from Stripe's Acceptable Use Policy
1. REGULATORY LANDSCAPE: This provision primarily engages copyright law, trademark law, and software licensing frameworks. In the United States, the permitted exceptions referenced ('except as law expressly allows') would include fair use under copyright law and nominative fair use under trademark law. EU users may have additional statutory rights under the Software Directive regarding interoperability. The enforceability of restrictions on creating derivative works may depend on whether the activity qualifies as fair dealing or fair use under applicable law. 2. GOVERNANCE EXPOSURE: Medium. The prohibition on creating content, products, or services using 'any part of the End User Services' is broadly drafted and could potentially encompass screenshots, documentation, or user-generated content that incorporates elements of the service interface. Legal teams should evaluate whether specific use cases fall within this prohibition. 3. JURISDICTION FLAGS: EU users retain certain statutory rights under the Software Directive that may limit the enforceability of restrictions on reverse engineering for interoperability purposes. UK users retain equivalent rights under the Copyright, Designs and Patents Act 1988. The scope of permitted exceptions will vary by jurisdiction. 4. CONTRACT AND VENDOR IMPLICATIONS: Developers or partners who build applications or services that interact with or reference the End User Services should assess whether their activities could be characterized as creating products or services using 'any part of the End User Services' under this clause. 5. COMPLIANCE CONSIDERATIONS: Legal teams should evaluate whether any existing or planned use of Stripe's End User Services involves reproduction of service components or trademarks that could trigger this provision, and should document the legal basis for any such use that falls within statutory exceptions.
Regulatory citations, enforcement risk, and due diligence action items.
Provision-level monitoring, governance timelines, and regulatory mapping built from archived source documents and historical version tracking.
This provision establishes that no license is granted to use the End User Services as a basis for derivative works, competing products, or services, and that trademark use is restricted to what applicable law expressly permits, which in most jurisdictions would be limited to nominative fair use.
Under this clause, users may not create content, products, or services derived from any part of the End User Services, and may not reproduce Stripe trademarks or service components beyond what applicable law expressly authorizes. The scope of 'any part of the End User Services' is not further defined in the document text.
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