The policy prohibits users from transferring or moving software, technology, or services, including Stripe's software and encryption software, across country borders in any manner not permitted by applicable law.
This analysis describes what Stripe's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision places an affirmative obligation on users to comply with applicable export control laws when transferring or moving any software or technology associated with the End User Services, with specific reference to encryption software, which is subject to export licensing requirements under U.S. and other national export control regimes.
Interpretive note: The clause references 'law' generally without specifying which jurisdictions' export control frameworks apply, creating ambiguity for users in non-U.S. jurisdictions about which legal standards govern their obligations.
Under this clause, users must ensure that any transfer or movement of software, technology, or services related to End User Services across national borders complies with applicable export control law. The specific mention of encryption software is operationally significant because encryption products are subject to export licensing requirements under U.S. Export Administration Regulations and equivalent frameworks in other jurisdictions.
How other platforms handle this
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The Meta Products are not directed to children. Access to or use of Meta Products by anyone under the age of 13 is not allowed. If you are based in the EU, you must be at least 16 years old, or the minimum age in your country if it is higher than 16, to use or access Meta Products, unless your count...
The Services are provided to individuals for their personal, noncommercial use only. Companies, commercial establishments, associations and other groups may not purchase or use the Services.
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"You must not, and must not allow others to: Transfer or move software, technology, or services (including our software or encryption software) to or from any country in a way that law does not permit.— Excerpt from Stripe's Stripe Acceptable Use Policy
(1) REGULATORY LANDSCAPE: This provision directly engages U.S. Export Administration Regulations (EAR) administered by the Bureau of Industry and Security (BIS), which govern the export of commercial items including encryption software. The International Traffic in Arms Regulations (ITAR) administered by the State Department may also be relevant in certain technology transfer contexts. Equivalent export control regimes in the EU, UK, and other jurisdictions where Stripe operates may impose parallel obligations. (2) GOVERNANCE EXPOSURE: High for users or organizations that operate internationally and transfer software or technology components across borders. Encryption software carries specific export classification requirements under EAR, and non-compliance can result in civil and criminal penalties administered by BIS. (3) JURISDICTION FLAGS: Users in the EU are subject to EU Dual-Use Regulation export controls in addition to national export control frameworks. UK users are subject to the Export Control Order 2008 and subsequent amendments. Users in countries subject to U.S. comprehensive sanctions programs face compounded exposure under this clause and the sanctions compliance provision. (4) CONTRACT AND VENDOR IMPLICATIONS: Organizations that deploy or distribute Stripe End User Services in multi-jurisdiction environments should conduct an export control classification assessment for any relevant software components. The specific reference to encryption software suggests Stripe uses or incorporates encryption technology that may carry EAR classification codes requiring licensing for export to certain destinations. (5) COMPLIANCE CONSIDERATIONS: Legal and compliance teams should assess whether any current or planned cross-border deployments of software or technology incorporating Stripe End User Services require export licenses or are otherwise subject to restrictions under applicable export control law. This is particularly relevant for organizations with operations in jurisdictions subject to U.S. export controls.
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This provision places an affirmative obligation on users to comply with applicable export control laws when transferring or moving any software or technology associated with the End User Services, with specific reference to encryption software, which is subject to export licensing requirements under U.S. and other national export control regimes.
Under this clause, users must ensure that any transfer or movement of software, technology, or services related to End User Services across national borders complies with applicable export control law. The specific mention of encryption software is operationally significant because encryption products are subject to export licensing requirements under U.S. Export Administration Regulations and equivalent frameworks in other jurisdictions.
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