Provision record
Stash · Stash Terms of Use · View original document ↗

Liability cap at twelve-month fees paid

High severity High confidence Explicitdocumentlanguage Common · 292 of 352 platforms

Key Facts

What is Stash's total liability capped at?
Stash's total liability to a user for all damages, losses, and causes of action is capped at the total amount paid by the user to Stash or Partner Bank in the twelve-month period immediately preceding the event giving rise to liability.
Is liability capped at the total amount paid by the user in the twelve-month period immediately preceding the event giving rise to liability?
Stash's total liability to a user for all damages, losses, and causes of action is capped at the total amount paid by the user to Stash or Partner Bank in the twelve-month period immediately preceding the event giving rise to liability.
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This analysis describes what Stash's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

The cap ties maximum recovery to historical fees paid, which may be a small amount relative to actual losses, and it applies across all damages and causes of action combined.

Clause Stability Stable

0
Changes
4
Months Monitored
Jul 10, 2026
First Seen
Jul 10, 2026
Last Seen
This clause type exists across 4461 other provisions on other platforms.

Consumer impact (what this means for users)

Your total recovery against Stash for any and all claims is limited to whatever you paid Stash or Partner Bank in the prior twelve months, regardless of the size of your actual loss.

How other platforms handle this

ActiveCampaign Medium

If you knowingly misrepresent that any activity or material on our Services is infringing, you may be liable to ActiveCampaign for certain costs and damages.

Leonardo AI Medium

A party's liability for any Liability under these Terms will be reduced proportionately to the extent the relevant Liability was caused or contributed to by the actions (or inactions) of the other party...

Netflix Medium

The Netflix service and/or some of the Netflix content may not be available at any time as a result of events beyond our reasonable control...we will not be held liable should such events occur.

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Monitoring

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▸ View Original Clause Language DOCUMENT RECORD
"
IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU...FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION...EXCEED THE TOTAL AMOUNT PAID BY YOU TO US OR PARTNER BANK...IN THE TWELVE-MONTH PERIOD IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO SUCH LIABILITY.

Excerpt from Stash's Terms of Use

Applicable regulations

FTC Act Section 5
United States Federal

Provision details

Document information
Document
Stash Terms of Use
Entity
Stash
Document last updated
March 14, 2026
Tracking information
First tracked
March 15, 2026
Last verified
April 27, 2026
Record ID
CA-P-021402
Document ID
CA-D-00060
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
3ffd119a2e224fd289c41ae5feccb032dd206833a7c21b5c7ea093fb8b60ce02
Analysis generated
March 15, 2026 10:47 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Stash
Document: Stash Terms of Use
Record ID: CA-P-021402
Captured: 2026-03-15 10:47:46 UTC
SHA-256: 3ffd119a2e224fd2…
URL: https://conductatlas.com/platform/stash/stash-terms-of-use/provision/CA-P-021402/liability-cap-at-twelve-month-fees-paid/
Accessed: July 25, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

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Provision-level monitoring, governance timelines, and regulatory mapping built from archived source documents and historical version tracking.

Frequently Asked Questions

What does Stash's Liability cap at twelve-month fees paid clause do?

The cap ties maximum recovery to historical fees paid, which may be a small amount relative to actual losses, and it applies across all damages and causes of action combined.

How does this clause affect you?

Your total recovery against Stash for any and all claims is limited to whatever you paid Stash or Partner Bank in the prior twelve months, regardless of the size of your actual loss.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 292 platforms. See the full comparison.

Is ConductAtlas affiliated with Stash?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Stash.