Square can change its terms at any time by posting an updated version online. If you keep using Square's services after new terms are posted, you are considered to have agreed to those changes.
This analysis describes what Square's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Users may not notice updates to the terms and could find themselves bound by new provisions, including potentially less favorable terms regarding fees, data use, or dispute resolution, simply by continuing to use the service.
The updated terms modify how arbitration disputes are resolved when 25 or more similar claims are brought against Square. Previously, Square's terms referenced 'Bellwether Arbitration procedures' under which test cases would be selected and remaining demands could proceed individually under standard rules if settlement failed. The updated framework establishes a mandatory mediation phase after initial arbitrations resolve, and requires remaining claims to proceed in batches of up to 100 rather than individually, with one arbitrator and consolidated fees per batch. This may reduce the procedural flexibility for claimants pursuing claims outside the initial test-case group, though the batch structure may reduce overall administrative costs. The terms now explicitly state that NAM shall administer batches concurrently and that parties will engage in a 'single global mediation' before batch proceedings commence.
View change record →This provision was previously titled 'Unilateral Amendment of Terms' but is now reframed with explicit mechanics (website posting and deemed acceptance), making the unilateral modification process more procedurally specific.
View full change record →Merchants and users who continue to use Square after an update is posted are deemed to have accepted the new terms, even if they did not actively review or acknowledge the changes, which could result in inadvertent agreement to materially different conditions.
How other platforms handle this
You may give us your Identity Data, Contact Data, Financial Data, Profile Data, and other information by filling in forms or by corresponding with us by post, phone, e-mail or otherwise.
telemetry information collected includes: (i) microservice settings, (ii) usage data and (iii) hardware environment.
Some of our ad partners may also enable us to collect similar data directly from their website or app by integrating our or our affiliates' advertising technology.
"We may amend this Agreement at any time by posting a revised version on our website. The revised version will be effective at the time we post it, or at a later date if specified in the revised version. Continued use of the Services following notice of such changes shall constitute your acceptance of such changes.Excerpt from Square's Terms of Service
REGULATORY LANDSCAPE: The FTC has examined browse-wrap and continued-use consent mechanisms in online agreements, and courts have varied in their willingness to enforce material changes made without affirmative user consent.
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Users may not notice updates to the terms and could find themselves bound by new provisions, including potentially less favorable terms regarding fees, data use, or dispute resolution, simply by continuing to use the service.
Merchants and users who continue to use Square after an update is posted are deemed to have accepted the new terms, even if they did not actively review or acknowledge the changes, which could result in inadvertent agreement to materially different conditions.
ConductAtlas has identified this type of provision across 296 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Square.