Square · Square Privacy Notice

Use of Financial and Transaction Data

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What it is

Square uses your payment and transaction data to improve its services, detect fraud, and develop new products, in addition to processing your payments.

Why it matters

Your financial transactions are used for purposes beyond just completing payments, including building Square's products and conducting analytics on your financial behavior.

Institutional analysis (Compliance & legal intelligence)

Use of transaction data for product development and analytics may implicate GLBA's restrictions on use of nonpublic personal financial information, as well as CCPA/CPRA requirements for disclosure of secondary data use purposes and applicable opt-out rights.

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Consumer impact

Square collects extensive personal and financial data, including transaction history, device identifiers, and inferred characteristics, and shares this with affiliates, service providers, and advertising partners. Your financial and behavioral data may be used for targeted advertising and cross-context behavioral profiling, which can feel intrusive and may affect what products and services you are shown. You can opt out of the sale or sharing of your personal information for targeted advertising by visiting Square's privacy preferences page or submitting a request through their privacy portal.

Applicable agencies

  • CFPB
    The CFPB oversees use of consumer financial data by payment processors under applicable federal financial privacy laws.
    File a complaint →

Provision details

Document information
Document
Square Privacy Notice
Entity
Square
Document last updated
March 24, 2026
Tracking information
First tracked
March 20, 2026
Last verified
March 20, 2026
Record ID
CA-P-00363006
Document ID
CA-D-00363
Evidence Provenance
Source URL
Wayback Machine
SHA-256
9d83d848d882a5e950e856f1056ea2d1d77853b0de3d7e35096e101db5f72361
Verified
✓ Snapshot stored   ✓ Change verified
How to Cite
ConductAtlas Policy Archive
Entity: Square | Document: Square Privacy Notice | Record: CA-P-00363006
Captured: 2026-03-20 05:41:13 UTC | SHA-256: 9d83d848d882a5e9…
URL: https://conductatlas.com/platform/square/square-privacy-notice/use-of-financial-and-transaction-data/
Accessed: April 4, 2026
Classification
Severity
Medium
Categories

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