Snapchat · Snapchat Terms of Service

User Indemnification Obligation

High severity
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What it is

You agree to defend and pay Snap's legal costs if any third party makes a claim against Snap because of your use of the service or your content.

Why it matters

If someone sues Snapchat over something you posted or did on the platform, you could be personally responsible for Snap's legal fees and any damages.

Institutional analysis (Compliance & legal intelligence)

Broad consumer indemnification obligations may be unenforceable or subject to challenge under EU Directive 93/13/EEC on unfair contract terms and equivalent UK consumer contract regulations; compliance teams should evaluate the enforceability of this provision in relevant jurisdictions.

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Consumer impact

By using Snapchat, you grant Snap a broad license to use your content and agree to binding arbitration, waiving your right to sue in court or join class action lawsuits if you are a US user. Snap can terminate your account or modify the service at any time, potentially without notice, which means you could lose access to your content and connections. You can opt out of the arbitration clause by sending written notice to Snap within 30 days of first agreeing to the terms.

Applicable agencies

  • FTC
    Overly broad indemnification clauses against consumers may constitute unfair or deceptive contract terms under the FTC Act.
    File a complaint →
  • State AG
    State attorneys general can challenge unfair consumer contract terms, including disproportionate indemnification obligations under state consumer protection statutes.
    File a complaint →

Provision details

Document information
Document
Snapchat Terms of Service
Entity
Snapchat
Document last updated
March 24, 2026
Tracking information
First tracked
March 15, 2026
Last verified
March 15, 2026
Record ID
CA-P-00103004
Document ID
CA-D-00103
Evidence Provenance
Source URL
Wayback Machine
SHA-256
0cf4a190c2e1e9c7004802bdd644617f0fd97e0c2e093ef3978fd27ced1026e3
Verified
✓ Snapshot stored   ✓ Change verified
How to Cite
ConductAtlas Policy Archive
Entity: Snapchat | Document: Snapchat Terms of Service | Record: CA-P-00103004
Captured: 2026-03-15 11:19:00 UTC | SHA-256: 0cf4a190c2e1e9c7…
URL: https://conductatlas.com/platform/snapchat/snapchat-terms-of-service/user-indemnification-obligation/
Accessed: April 4, 2026
Classification
Severity
High
Categories

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