“YOU ACKNOWLEDGE AND AGREE THAT SIMPLISAFE IS NOT AN INSURER AND SHALL NOT PROVIDE INSURANCE COVERAGE AGAINST ANY LOSSES...IT IS YOUR RESPONSIBILITY TO PROCURE AND MAINTAIN SEPARATE INSURANCE POLICIES FROM AN INSURANCE COMPANY OR COMPANIES, SOLELY AT YOUR COST AND EXPENSE.”
This analysis describes what SimpliSafe's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Users cannot rely on SimpliSafe as a substitute for insurance coverage, and the agreement explicitly places the burden of obtaining and paying for separate insurance entirely on the user.
You are required to acknowledge that SimpliSafe provides no insurance coverage against any losses and that procuring and maintaining separate insurance is solely your responsibility at your own cost and expense.
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"YOU ACKNOWLEDGE AND AGREE THAT SIMPLISAFE IS NOT AN INSURER AND SHALL NOT PROVIDE INSURANCE COVERAGE AGAINST ANY LOSSES...IT IS YOUR RESPONSIBILITY TO PROCURE AND MAINTAIN SEPARATE INSURANCE POLICIES FROM AN INSURANCE COMPANY OR COMPANIES, SOLELY AT YOUR COST AND EXPENSE.Excerpt from SimpliSafe's Terms of Service
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Users cannot rely on SimpliSafe as a substitute for insurance coverage, and the agreement explicitly places the burden of obtaining and paying for separate insurance entirely on the user.
You are required to acknowledge that SimpliSafe provides no insurance coverage against any losses and that procuring and maintaining separate insurance is solely your responsibility at your own cost and expense.
ConductAtlas has identified this type of provision across 281 platforms. See the full comparison.
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