SimpliSafe · SimpliSafe Terms of Service · View original document ↗

SimpliSafe Not an Insurer

High severity High confidence Explicitdocumentlanguage Common · 289 of 352 platforms
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This analysis describes what SimpliSafe's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

Users cannot rely on SimpliSafe as a substitute for insurance coverage, and the agreement explicitly places the burden of obtaining and paying for separate insurance entirely on the user.

Consumer impact (what this means for users)

You are required to acknowledge that SimpliSafe provides no insurance coverage against any losses and that procuring and maintaining separate insurance is solely your responsibility at your own cost and expense.

How other platforms handle this

Tinder Medium

TINDER ASSUMES NO RESPONSIBILITY FOR ANY CONTENT THAT YOU OR ANOTHER USER OR THIRD PARTY POSTS, SENDS, RECEIVES, AND/OR ACTS ON THROUGH OUR SERVICES, NOR DOES TINDER ASSUME ANY RESPONSIBILITY FOR THE IDENTITY, INTENTIONS...

Perplexity AI Medium

we do not warrant that Offering descriptions are accurate, complete, reliable, current, or error-free.

Skillshare Medium

Please note that these third parties are responsible for their own privacy practices.

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▸ View Original Clause Language DOCUMENT RECORD
"
YOU ACKNOWLEDGE AND AGREE THAT SIMPLISAFE IS NOT AN INSURER AND SHALL NOT PROVIDE INSURANCE COVERAGE AGAINST ANY LOSSES...IT IS YOUR RESPONSIBILITY TO PROCURE AND MAINTAIN SEPARATE INSURANCE POLICIES FROM AN INSURANCE COMPANY OR COMPANIES, SOLELY AT YOUR COST AND EXPENSE.

— Excerpt from SimpliSafe's SimpliSafe Terms of Service

Applicable regulations

FTC Act Section 5
United States Federal

Provision details

Document information
Document
SimpliSafe Terms of Service
Entity
SimpliSafe
Document last updated
May 5, 2026
Tracking information
First tracked
May 8, 2026
Last verified
May 10, 2026
Record ID
CA-P-058885
Document ID
CA-D-00747
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
18f457ed72bea88f9da8eadc30bce5159f06a24d73f0319704b13298d9d5c03d
Analysis generated
May 8, 2026 08:19 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: SimpliSafe
Document: SimpliSafe Terms of Service
Record ID: CA-P-058885
Captured: 2026-05-08 08:19:47 UTC
SHA-256: 18f457ed72bea88f…
URL: https://conductatlas.com/platform/simplisafe/simplisafe-terms-of-service/provision/CA-P-058885/simplisafe-not-an-insurer/
Accessed: July 12, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

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Frequently Asked Questions

What does SimpliSafe's SimpliSafe Not an Insurer clause do?

Users cannot rely on SimpliSafe as a substitute for insurance coverage, and the agreement explicitly places the burden of obtaining and paying for separate insurance entirely on the user.

How does this clause affect you?

You are required to acknowledge that SimpliSafe provides no insurance coverage against any losses and that procuring and maintaining separate insurance is solely your responsibility at your own cost and expense.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 289 platforms. See the full comparison.

Is ConductAtlas affiliated with SimpliSafe?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by SimpliSafe.