This analysis describes what Robinhood's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This clause establishes the mechanism by which the service provider can alter contractual obligations without executing a new written agreement. It designates website posting or email as the binding notice method and establishes continued use as the acceptance mechanism for modifications.
The updated terms establish new fiduciary verification and personal liability provisions for trust and custodial accounts. Trustees are now required to complete Robinhood's identity verification and onboarding before accessing trust accounts, notify Robinhood promptly of any material changes to the trust (amendments, revocation, trustee changes), and provide the correct taxpayer identification number for the trust. The revised language states that trustees are personally liable for obligations, debts, or negative equity arising from instructions given outside the scope of their authority under the trust instrument or applicable law. Robinhood reserves the right to freeze trust accounts or request updated documentation at any time, and will rely on instructions from any onboarded trustee without requiring consent from co-trustees or verifying compliance with the trust instrument. You should consult a tax advisor regarding the appropriate taxpayer identification number for your trust and review your fiduciary authority under the applicable trust instrument before executing trades.
View change record →Users are required to periodically review the Agreement to identify amendments, as the terms apply as written upon continued use following notice. The provision shifts the burden of monitoring changes to the user and ties acceptance to account activity rather than affirmative consent.
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Compare across platforms →"Robinhood Financial and Robinhood Securities reserve the right to amend this Agreement at any time by posting such amendments to its website or notifying you by email. Your continued use of your account following notice of any amendment constitutes your acceptance of such amendment. You are responsible for reviewing the Agreement periodically to ensure that you are aware of any amendments.Excerpt from Robinhood's Customer Agreement (PDF)
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This clause establishes the mechanism by which the service provider can alter contractual obligations without executing a new written agreement. It designates website posting or email as the binding notice method and establishes continued use as the acceptance mechanism for modifications.
Users are required to periodically review the Agreement to identify amendments, as the terms apply as written upon continued use following notice. The provision shifts the burden of monitoring changes to the user and ties acceptance to account activity rather than affirmative consent.
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