Get the weekly research letter
Companies change their terms quietly. We read every version and catch what actually changed. One email a week on the changes that matter and what they mean. No account.
This analysis describes what Robinhood's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This clause establishes FINRA arbitration as the exclusive dispute resolution mechanism, which affects how contractual disagreements are adjudicated, the procedural rules that apply, and the forum in which claims are heard. The provision channels all covered controversies to a specific arbitral body with defined rules and processes.
The updated terms establish new fiduciary verification and personal liability provisions for trust and custodial accounts. Trustees are now required to complete Robinhood's identity verification and onboarding before accessing trust accounts, notify Robinhood promptly of any material changes to the trust (amendments, revocation, trustee changes), and provide the correct taxpayer identification number for the trust. The revised language states that trustees are personally liable for obligations, debts, or negative equity arising from instructions given outside the scope of their authority under the trust instrument or applicable law. Robinhood reserves the right to freeze trust accounts or request updated documentation at any time, and will rely on instructions from any onboarded trustee without requiring consent from co-trustees or verifying compliance with the trust instrument. You should consult a tax advisor regarding the appropriate taxpayer identification number for your trust and review your fiduciary authority under the applicable trust instrument before executing trades.
View change record →Users agree that disputes with Robinhood will be resolved through FINRA arbitration proceedings rather than court action, which establishes the procedural venue and applicable rules for dispute resolution. The arbitration requirement applies to controversies arising from the Agreement or its breach.
How other platforms handle this
Neither you nor we may elect arbitration of any claims seeking only individualized relief asserted by you or us in small claims court, so long as the action remains in that court and is not removed or appealed de novo...
in the event that there are 100 or more individual Requests of a similar nature filed against Chegg by or with the assistance of the same law firm...within a 30 day period...the AAA (1) will administer the arbitration demands in batches of 100 Requests per batch...
except disputes relating to the enforcement or validity of your, your licensors', our, or our licensors' intellectual property rights
Monitoring
Robinhood has changed this document before.
Receive same-day alerts, structured change summaries, and monitoring for up to 20 platforms.
"Any controversy between you and Robinhood arising out of or relating to this Agreement or its breach shall be submitted to arbitration before FINRA, in accordance with its rules then in effect.Excerpt from Robinhood's Customer Agreement (PDF)
Coinbase's User Agreement includes a mandatory arbitration clause that most users may not have reviewed. Here is what the clause states and how the opt-out process works.
561 arbitration provisions across 197 platforms. ConductAtlas tracks how dispute resolution is being restructured across the internet.
Provision-level monitoring, governance timelines, and regulatory mapping built from archived source documents and historical version tracking.
This clause establishes FINRA arbitration as the exclusive dispute resolution mechanism, which affects how contractual disagreements are adjudicated, the procedural rules that apply, and the forum in which claims are heard. The provision channels all covered controversies to a specific arbitral body with defined rules and processes.
Users agree that disputes with Robinhood will be resolved through FINRA arbitration proceedings rather than court action, which establishes the procedural venue and applicable rules for dispute resolution. The arbitration requirement applies to controversies arising from the Agreement or its breach.
ConductAtlas has identified this type of provision across 211 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Robinhood.