Even if Riot's actions cause you significant harm, they are legally responsible for no more than what you paid them in the last 90 days or $100 — whichever is higher — regardless of the actual damage you suffered.
This clause means that players with large account values built over years have virtually no meaningful financial recourse against Riot, even for serious harms like wrongful account termination, data breaches, or service failures — their recovery is capped at $100 or 90 days of spending.
Cross-platform context
See how other platforms handle Limitation of Liability and similar clauses.
Compare across platforms →A player who has spent thousands of dollars on an account that is wrongfully banned can only recover a maximum of what they spent in the last three months or $100, leaving the vast majority of their loss uncompensated.
1) REGULATORY FRAMEWORK: Liability limitations in consumer contracts are subject to reasonableness review under state UDAP statutes and EU Directive 93/13/EEC (Unfair Contract Terms). California Civil Code §1668 voids contractual limitations on liability for fraud, willful injury, or violation of law. UK Consumer Rights Act 2015 (Section 65) prohibits contractual exclusion of liability for death or personal injury caused by negligence, and Section 62 subjects consumer-facing limitation clauses to a fairness test. GDPR Art. 82 provides data subjects with a right to compensation for data protection breaches that cannot be contractually limited to $100. 2)
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