No matter how much money you have spent on Riot Games products or how significant the harm, Riot's maximum legal exposure to you is capped at $100 or six months of payments.
Riot Games' Terms of Service significantly limit consumer rights by requiring mandatory individual arbitration and waiving the right to participate in class action lawsuits. Players have no ownership rights over virtual items or currency purchased, and Riot can terminate accounts or discontinue services at any time without refunds. You can opt out of the arbitration clause by sending written notice to Riot Games within 30 days of first accepting the Terms of Service.