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The clause establishes the operational basis for aggregating financial data across multiple accounts held by the user at other institutions, enabling Revolut to perform financial analysis, creditworthiness assessment, and service personalization based on consolidated financial profiles.
Users who grant Open Banking access authorize Revolut to retrieve and process detailed financial data from external accounts for the stated purposes of finance management tools, credit eligibility determination, and personalized service offerings. The scope of authorized data collection extends beyond Revolut's own account holdings to encompass the user's financial activity across other institutions.
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"We may collect and use your personal data from your other financial accounts if you give us access through Open Banking. This includes information about your account balances, transactions, and other financial data. We use this information to: help you manage your finances; assess your eligibility for credit; provide you with personalised financial services.— Excerpt from Revolut's Revolut Privacy Policy
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The clause establishes the operational basis for aggregating financial data across multiple accounts held by the user at other institutions, enabling Revolut to perform financial analysis, creditworthiness assessment, and service personalization based on consolidated financial profiles.
Users who grant Open Banking access authorize Revolut to retrieve and process detailed financial data from external accounts for the stated purposes of finance management tools, credit eligibility determination, and personalized service offerings. The scope of authorized data collection extends beyond Revolut's own account holdings to encompass the user's financial activity across other institutions.
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