This analysis describes what Revolut's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The clause establishes the operational framework for automated eligibility determinations while creating a procedural mechanism for users to challenge those decisions. This addresses regulatory requirements for transparency and human review rights in automated decision-making that produces legally or commercially significant effects.
Users' access to credit and other products is subject to automated eligibility processes rather than human review at the initial stage. Users retain the ability to request human review or reconsideration of adverse automated decisions through specified channels, which the terms establish as the formal procedure for challenging such determinations.
How other platforms handle this
For information on how we process personal data through "profiling" and "automated decision-making", please see our FAQ.
OpenAI restricts use of its services to make automated decisions that have legal or similarly significant effects on individuals without appropriate human oversight, including in contexts such as credit, employment, housing, and insurance.
For information on how we process personal data through "profiling" and "automated decision-making", please see our FAQ.
Monitoring
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"We may use automated processes to make decisions about you. For example, we use automated processes to: make decisions about whether you are eligible to use certain Revolut products or services (for example, credit); help us detect fraud and keep your account safe. If you are affected by an automated decision that has a significant impact on you, you have the right to: ask us to reconsider the decision; ask us to have the decision reviewed by a person (rather than just a computer system). To do this, you can contact us at dpo@revolut.com.— Excerpt from Revolut's Revolut Privacy Policy
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The clause establishes the operational framework for automated eligibility determinations while creating a procedural mechanism for users to challenge those decisions. This addresses regulatory requirements for transparency and human review rights in automated decision-making that produces legally or commercially significant effects.
Users' access to credit and other products is subject to automated eligibility processes rather than human review at the initial stage. Users retain the ability to request human review or reconsideration of adverse automated decisions through specified channels, which the terms establish as the formal procedure for challenging such determinations.
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