This analysis describes what Revolut's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The provision operationalizes Revolut's data retention obligations under anti-money laundering and financial services regulations, which typically mandate multi-year record preservation. The extended retention period reflects compliance requirements rather than discretionary data practices, establishing a regulatory framework for how long customer records are maintained.
Users' personal data remains subject to Revolut's retention and processing for up to 10 years after account termination, unless data deletion requests are submitted and accepted. The provision ties retention periods to regulatory requirements and active legal proceedings, meaning data may be retained longer than the stated 10-year window in certain circumstances.
How other platforms handle this
Affirm will retain your information in accordance with our Privacy Policy and any applicable state or federal law, rule or regulation.
We collect and keep personal data only as needed or allowed for the purposes set out in this Statement, based on the reason we collected the personal data in the first instance and what is permitted under the laws that apply to the processing.
Mistral AI shall retain the Customer Exportable Data and Assets for a period of thirty (30) days from the earlier between (a) the expiration of the Transitional Period or (b) Customer's notification under Section 2.2.2 (b) of these Additional Terms.
"We will keep your personal data for as long as you are a customer. After you stop being a customer, we may keep your personal data for up to 10 years. We may keep your data for longer than this if: we are required to do so by law; there is an ongoing legal claim or investigation; you have opted in to receive certain marketing. The reason we keep your data for up to 10 years is because we are required to do so by law (for example, to comply with anti-money laundering regulations).Excerpt from Revolut's Privacy Policy (Superseded URL)
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The provision operationalizes Revolut's data retention obligations under anti-money laundering and financial services regulations, which typically mandate multi-year record preservation. The extended retention period reflects compliance requirements rather than discretionary data practices, establishing a regulatory framework for how long customer records are maintained.
Users' personal data remains subject to Revolut's retention and processing for up to 10 years after account termination, unless data deletion requests are submitted and accepted. The provision ties retention periods to regulatory requirements and active legal proceedings, meaning data may be retained longer than the stated 10-year window in certain circumstances.
ConductAtlas has identified this type of provision across 275 platforms. See the full comparison.
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