This analysis describes what Ramp's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Because Company bears responsibility for all credential holders and any person using those credentials, unauthorized or negligent use by any such person exposes Company to liability under the Agreement.
Interpretive note: The excerpt references sub-clause (a), implying there are additional sub-clauses of responsibility not reproduced here. The canonical claim reflects only sub-clause (a) as shown.
The updated terms now require businesses in the UK and EU to comply with regional schedules applicable to their domicile, introducing jurisdiction-specific obligations. Subscription billing no longer defaults to monthly terms; instead, terms are offered by Ramp and must be affirmatively selected by the company. The agreement expands prohibited use restrictions to include not just US-sanctioned entities but also those sanctioned by Canada, the EU, and the UK. Additionally, the terms now explicitly state that electronic signatures are conclusive evidence of intent to be bound, and withholding tax reimbursement obligations apply to all fees, not just subscription fees.
View change record →The reader is liable for what Administrators, Users, Advisors, and any credential-users do or fail to do—even if Company did not directly authorize a specific action.
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"Company is responsible for (a) any actions or failure to act on the part of Administrators, Users, Advisors, and those using credentials issued to Administrators or Users to access Company's Ramp Account.Excerpt from Ramp's Terms of Service
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Because Company bears responsibility for all credential holders and any person using those credentials, unauthorized or negligent use by any such person exposes Company to liability under the Agreement.
The reader is liable for what Administrators, Users, Advisors, and any credential-users do or fail to do—even if Company did not directly authorize a specific action.
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