This analysis describes what Ramp's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated policy retains core data processing practices but introduces formal disclosure of Automated Decision-Making and Artificial Intelligence procedures at section 10, reflects expanded service offerings including banking and accounts receivable functionality, and reorganizes policy sections for clarity. Terminology changed from 'Personal Information' to 'Personal Data' throughout to align with data protection regulatory conventions. The substantive rights and obligations for users remain operationally similar, though the explicit AI and automated decision-making disclosure creates new transparency expectations.
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To obtain access to certain of these programs and other offerings, we may ask to collect your Personal Data, including name, contact information, professional information, account information, and transaction information.
we may provide discounts, coupons, or other benefits to customers who join membership programs or sign up to receive our marketing emails or text messages.
The transfer of Virtual Items is prohibited, and you shall not sell, redeem, or otherwise transfer Virtual Items to any person or entity. Virtual Items may only be redeemed through our Services.
"The value of any financial incentive we offer is reasonably related to the value of any Personal Information you provide to us.Excerpt from Ramp's Privacy Policy
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The clause states: “The value of any financial incentive we offer is reasonably related to the value of any Personal Information you provide to us.”
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