Public.com reserves the right to change the Terms of Service at any time with 7 days' advance notice. Immaterial modifications take effect upon publication, while material modifications require user acceptance before taking effect.
This analysis describes what Public.com's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision establishes a 7-day notice period for changes to the Terms, which is shorter than the 30-day period more commonly observed in consumer financial services agreements. Immaterial changes become effective upon publication without any user action or acceptance.
⚠ Immaterial modifications become effective upon publication as stated in the Terms
⚠ Continued use of the service after material modification may require acceptance of updated Terms
Cross-platform context
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Compare across platforms →"We reserve the right to change these Terms on a going-forward basis at any time upon 7 days' notice. Please check these Terms periodically for changes. If a change to these Terms materially modifies your rights or obligations, we may require that you accept the modified Terms in order to continue to use the Service. Material modifications are effective upon your acceptance of the modified Terms. Immaterial modifications are effective upon publication.Excerpt from Public.com's Terms of Service
1) REGULATORY LANDSCAPE: The 7-day notice period for Terms changes may engage applicable state consumer protection requirements regarding adequate notice of material contract modifications, particularly in the financial services context.
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This provision establishes a 7-day notice period for changes to the Terms, which is shorter than the 30-day period more commonly observed in consumer financial services agreements. Immaterial changes become effective upon publication without any user action or acceptance.
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