Provision record
Public.com · Public.com Terms of Service · View original document ↗

Credit Card Pre-Authorization Permitted

Common · 219 of 343 platforms
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This analysis describes what Public.com's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

How other platforms handle this

xAI

Fees are payable by credit card, check, or through ACH transfers and Customer authorizes xAI to charge its credit card or bank account for all such fees.

Baseten

In the event an Order provides for payment by credit card, all purchases over five thousand U.S. Dollars ($5,000) will be subject to credit card fees.

Target

If we are unable to renew your Target Circle 360 membership with the payment card you used when you started your membership, we will attempt to renew your membership by charging another payment card in your Target.com account...

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
If you pay any fees with a credit card, Public.com or its third party payment processors may seek pre-authorization of your credit card account prior to your purchase to verify that the credit card is valid and has the necessary funds...

Excerpt from Public.com's Terms of Service

Provision details

Document information
Document
Public.com Terms of Service
Entity
Public.com
Date stated by the document
Oct. 7, 2026
As printed in Public.com’s text (version CA-V-007393), not a ConductAtlas date.
Tracking information
First captured by ConductAtlas
March 8, 2026
Text quoted from version
CA-V-002274, captured May 6, 2026
Record ID
CA-P-020400
Document ID
CA-D-000058
Evidence Provenance
Source URL
Wayback Machine
Extracted-text SHA-256 (version CA-V-002274)
40886525ada3b4474362c87219005f454468cd92e6b215f8bcd980b69d74d135
Analysis generated
May 10, 2026 22:14 UTC
Methodology
Evidence
✓ Excerpt found in version CA-V-002274, captured May 6, 2026 (checked Oct. 6, 2026)
Not the current version. The document's current version is CA-V-007393, captured Oct. 8, 2026; this clause has not been re-checked against it.
Citation Record
Entity: Public.com
Document: Public.com Terms of Service
Record ID: CA-P-020400
Version: CA-V-002274
Captured: 2026-05-06 15:00:28 UTC
SHA-256: 40886525ada3b447…
URL: https://conductatlas.com/platform/publiccom/publiccom-terms-of-service/provision/CA-P-020400/credit-card-pre-authorization-permitted/
Accessed: Nov. 2, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Categories

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Frequently Asked Questions

What does Public.com's Credit Card Pre-Authorization Permitted clause do?

The clause states: “If you pay any fees with a credit card, Public.com or its third party payment processors may seek pre-authorization of your credit card account prior to your purchase to verify that the credit card is valid and has the necessary funds...”

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 219 platforms. See the full comparison.

Is ConductAtlas affiliated with Public.com?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Public.com.