Provision record
Public.com · Public.com Terms of Service · View original document ↗

Account Termination Without Cause

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Document Record

What it is

Generated by a model from the captured document; not read by a person

Public.com reserves the right to terminate or suspend any user account at any time, for any reason or no reason, with or without notice, at its sole discretion. Violations of the Terms result in automatic termination of access.

ⓘ

This analysis describes what Public.com's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

Generated by a model from the captured document; not read by a person

This provision authorizes Public.com to terminate account access without advance notice or stated justification. For users with active brokerage accounts or open investment positions, abrupt platform access termination may affect their ability to manage those positions, though brokerage-specific terms are governed separately by the Public Brokerage Agreement.

What you can do

⚠️ These actions may provide transparency or partial mitigation but may not fully address the underlying issue. Effectiveness varies by jurisdiction and individual circumstances.
  • Close Your Account
    Contact Public.com customer service at hello@public.com to request account termination. Ensure any open brokerage positions are addressed in accordance with the Public Brokerage Agreement before requesting closure.

If You Do Nothing

⚠ Upon termination, account and service access immediately cease and any unpaid amounts become due as stated in the Terms

Cross-platform context

See how other platforms handle Account Termination Without Cause and similar clauses.

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▸ View Original Clause Language DOCUMENT RECORD
"
If you violate any provision of these Terms, your authorization to access the Services and these Terms automatically terminate. In addition, Public.com may, at its sole discretion, terminate these Terms or your account on the Service, or suspend or terminate your access to the Service, at any time for any reason or no reason, with or without notice.

Excerpt from Public.com's Terms of Service

ConductAtlas Analysis

Institutional analysis (regulatory & governance intelligence)

1) REGULATORY LANDSCAPE: Unilateral no-cause termination clauses in consumer financial services contracts may engage state consumer protection statutes and FINRA rules governing customer account access, particularly for users with active brokerage accounts.

Insight

Unlock the full institutional analysis

Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.

Applicable agencies

  • CFPB
    The CFPB has jurisdiction over account access and termination practices for consumer financial services platforms, including brokerage-adjacent services.
    File a complaint →

Provision details

Document information
Document
Public.com Terms of Service
Entity
Public.com
Date stated by the document
Oct. 7, 2026
As printed in Public.com’s text (version CA-V-007393), not a ConductAtlas date.
Tracking information
First captured by ConductAtlas
March 8, 2026
Text quoted from version
CA-V-007393, captured Oct. 8, 2026
Document ID
CA-D-000058
Evidence Provenance
Source URL
Wayback Machine
Archived bytes SHA-256 (version CA-V-007393)
ed4967b5002ae21ed643f2d67c5168c0faa7dab542f277b1a037b89c01fd2e25
Analysis generated
October 9, 2026 02:02 UTC
Methodology
Evidence
Excerpt not yet checked against a stored version
Citation Record
Entity: Public.com
Document: Public.com Terms of Service
Version: CA-V-007393
Captured: 2026-10-08 00:11:27 UTC
SHA-256: ed4967b5002ae21e…
URL: https://conductatlas.com/platform/publiccom/publiccom-terms-of-service/account-termination-without-cause/
Accessed: Oct. 24, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Categories

Other risks in this policy

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Frequently Asked Questions

What does Public.com's Account Termination Without Cause clause do?

This provision authorizes Public.com to terminate account access without advance notice or stated justification. For users with active brokerage accounts or open investment positions, abrupt platform access termination may affect their ability to manage those positions, though brokerage-specific terms are governed separately by the Public Brokerage Agreement.

Is ConductAtlas affiliated with Public.com?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Public.com.