When you close your Public.com account, the company may continue to retain your personal and financial data as required by law or for legitimate business purposes.
This analysis describes what Public.com's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The provision addresses the operational distinction between account deactivation and complete data deletion. By authorizing retention of personal information post-closure for defined institutional purposes, the clause establishes that account termination does not automatically trigger deletion of all retained personal data.
Users who close their accounts should be aware that their data may persist in Public.com's systems for compliance or business reasons, limiting the practical effect of account closure on data privacy.
How other platforms handle this
Affirm will retain your information in accordance with our Privacy Policy and any applicable state or federal law, rule or regulation.
if you choose to close your account or your account is terminated with us, we will continue to adhere to the privacy policies and practices outlined here.
We keep some data until you delete your Google Account, such as information about how often you use Gemini Apps.
"Close Your Account. You can close your account by visiting the "Account Settings" page of the Public website or mobile app. Even after you close your account, we retain certain personal information as required for legal, regulatory, and security purposes.Excerpt from Public.com's Privacy Policy
Post-account-closure data retention must comply with SEC Rule 17a-4 and FINRA recordkeeping rules, which mandate retention of broker-dealer customer records for specified periods; the policy should clearly delineate regulatory retention from discretionary retention.
Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.
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The provision addresses the operational distinction between account deactivation and complete data deletion. By authorizing retention of personal information post-closure for defined institutional purposes, the clause establishes that account termination does not automatically trigger deletion of all retained personal data.
Users who close their accounts should be aware that their data may persist in Public.com's systems for compliance or business reasons, limiting the practical effect of account closure on data privacy.
ConductAtlas has identified this type of provision across 274 platforms. See the full comparison.
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