Public.com · Public.com Privacy Policy · View original document ↗

Data Retention and Deletion Rights

Medium severity Rare · 7 of 343 platforms
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Document Record

What it is

Public.com retains your personal data for as long as necessary for business purposes or as required by law, and users may request deletion of their data subject to certain exceptions.

This analysis describes what Public.com's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

The retention standard is defined by operational necessity and legal obligation rather than a fixed time period, which means data retention duration varies depending on the specific purpose and legal requirement applicable to each data category.

Clause Stability Stable

0
Changes
3
Months Monitored
Apr 3, 2026
First Seen
Apr 17, 2026
Last Seen
This clause type exists across 343 other provisions on other platforms.

Consumer impact (what this means for users)

Your personal and financial data may be retained for extended periods even after you close your account, and deletion requests may be denied for legal, regulatory, or business reasons.

What you can do

⚠️ These actions may provide transparency or partial mitigation but may not fully address the underlying issue. Effectiveness varies by jurisdiction and individual circumstances.
  • Delete Your Data
    Email support@public.com requesting deletion of your personal data. Be aware that some data may be retained for legal or regulatory compliance purposes even after your request is processed.

How other platforms handle this

Spotify Medium

Please note there are situations where Spotify is unable to delete your data, for example when: it's still necessary to process the data for the purpose we collected it for; we have an overriding interest in continuing to process the data, for example where we need the data to protect our services f...

X Medium

If you follow the instructions here, your account will be deactivated and your data will be queued for deletion. When deactivated, your X account, including your display name, username, and public profile, will no longer be viewable on X.com, X for iOS, and X for Android. For up to 30 days after dea...

Reddit Medium

When you delete your account, your profile is no longer visible to other users and disassociated from content you posted under that account. Please note, however, that the posts, comments, and messages you submitted prior to deleting your account will still be visible to others unless you first dele...

See all platforms with this clause type →

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▸ View Original Clause Language DOCUMENT RECORD
"
We retain personal information for as long as necessary to provide our Services and fulfill the transactions you have requested, comply with our legal obligations, resolve disputes, enforce our agreements, and for other legitimate and lawful business purposes.

— Excerpt from Public.com's Public.com Privacy Policy

ConductAtlas Analysis

Institutional analysis (Compliance & governance intelligence)

Data retention practices must align with SEC and FINRA recordkeeping requirements for broker-dealers, which mandate preservation of certain customer records; legal teams should ensure retention schedules are defensible and disclosed accurately.

Full compliance analysis

Regulatory citations, enforcement risk, and due diligence action items.

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Applicable agencies

  • Federal Trade Commission (ftc)
    Oversees unfair or deceptive business practices and can investigate companies that mislead consumers about data collection, sharing, or use.
    Who can file: Anyone affected by the company's practices (US or international)
    What you need: Your account details, a timeline of relevant events, and a description of the specific issue
    What to expect: Complaints inform FTC enforcement priorities and investigations but do not result in individual resolution or compensation
    File a complaint →

Applicable regulations

CCPA/CPRA
California, USA
FCRA
United States Federal
GLBA
United States Federal
Indiana Consumer Data Protection Act
US-IN

Provision details

Document information
Document
Public.com Privacy Policy
Entity
Public.com
Document last updated
May 5, 2026
Tracking information
First tracked
March 8, 2026
Last verified
March 9, 2026
Record ID
CA-P-000515
Document ID
CA-D-00059
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
5292f82f68ab7e4be7ad9a16ca13bafa669e5598bc5d70048278208868087fc9
Analysis generated
March 8, 2026 14:52 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Public.com
Document: Public.com Privacy Policy
Record ID: CA-P-000515
Captured: 2026-03-08 14:52:25 UTC
SHA-256: 5292f82f68ab7e4b…
URL: https://conductatlas.com/platform/publiccom/publiccom-privacy-policy/data-retention-and-deletion-rights/
Accessed: July 4, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Public.com's Data Retention and Deletion Rights clause do?

The retention standard is defined by operational necessity and legal obligation rather than a fixed time period, which means data retention duration varies depending on the specific purpose and legal requirement applicable to each data category.

How does this clause affect you?

Your personal and financial data may be retained for extended periods even after you close your account, and deletion requests may be denied for legal, regulatory, or business reasons.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 7 platforms. See the full comparison.

Is ConductAtlas affiliated with Public.com?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Public.com.