When you close your Public.com account, the company may continue to retain your personal and financial data as required by law or for legitimate business purposes.
This analysis describes what Public.com's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The provision addresses the operational distinction between account deactivation and complete data deletion. By authorizing retention of personal information post-closure for defined institutional purposes, the clause establishes that account termination does not automatically trigger deletion of all retained personal data.
Users who close their accounts should be aware that their data may persist in Public.com's systems for compliance or business reasons, limiting the practical effect of account closure on data privacy.
How other platforms handle this
You may request deletion of your account at any time. When you request account deletion, we will delete or anonymize your personal information unless we are required to retain it by law, or unless we need to retain it for legitimate business purposes such as resolving disputes, enforcing our agreeme...
We generally retain your personal data as long as you keep your account open or as needed to provide you Services. This includes data you or others provided to us and data generated or inferred from your use of our Services. In some cases we choose to retain certain information (e.g., insights about...
We will retain your personal information for as long as your Account is open, or as needed to provide you services. Some information may be retained after your Account is closed. We may also retain information as required by law or regulation, for fraud prevention, to resolve disputes, to enforce ou...
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"Close Your Account. You can close your account by visiting the "Account Settings" page of the Public website or mobile app. Even after you close your account, we retain certain personal information as required for legal, regulatory, and security purposes.— Excerpt from Public.com's Public.com Privacy Policy
Post-account-closure data retention must comply with SEC Rule 17a-4 and FINRA recordkeeping rules, which mandate retention of broker-dealer customer records for specified periods; the policy should clearly delineate regulatory retention from discretionary retention.
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The provision addresses the operational distinction between account deactivation and complete data deletion. By authorizing retention of personal information post-closure for defined institutional purposes, the clause establishes that account termination does not automatically trigger deletion of all retained personal data.
Users who close their accounts should be aware that their data may persist in Public.com's systems for compliance or business reasons, limiting the practical effect of account closure on data privacy.
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