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Progressive may modify the terms of use at any time, and continued use of the website constitutes acceptance of any revised terms; the user is responsible for checking the page regularly for changes.
This analysis describes what Progressive's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision places the burden on users to monitor the terms page for changes and treats continued site use as binding acceptance of modifications, without requiring affirmative notice or consent from users when changes are made.
Interpretive note: Whether continued use constitutes valid acceptance of materially changed terms may depend on jurisdiction and the nature of the modifications made.
The agreement establishes that Progressive may revise these terms at any time and that continued use of the website constitutes acceptance of revised terms, without requiring Progressive to provide direct notification of changes to users.
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"Progressive Casualty Insurance Company and its affiliated companies ("Progressive") reserve the right to modify these Terms of Use at any time. Continued use of this site by you will constitute your acceptance of any revisions to the Terms of Use. Please check this page regularly.Excerpt from Progressive's Terms of Use
1. REGULATORY LANDSCAPE: Unilateral modification clauses that treat continued use as acceptance are subject to scrutiny under state contract law doctrines requiring adequate notice of material changes. The FTC Act's prohibition on unfair or deceptive practices may engage if material changes are made without adequate consumer notification. Some state consumer protection statutes impose affirmative notice requirements for material modifications to consumer contracts. 2. GOVERNANCE EXPOSURE: Medium. The clause does not distinguish between minor clarifications and material changes to user rights, and does not specify any notice mechanism beyond a directive to check the page regularly. Courts in various jurisdictions have found that constructive notice through a webpage check instruction is insufficient for material contract modifications, depending on the context. 3. JURISDICTION FLAGS: California courts have applied heightened scrutiny to modification clauses in consumer contracts that do not provide adequate notice of material changes. EU and EEA users may have additional protections under GDPR and general contract law principles requiring meaningful consent to changed terms that affect data processing or consumer rights. 4. CONTRACT AND VENDOR IMPLICATIONS: Business users and agents relying on these terms as part of an operational relationship with Progressive should establish internal monitoring procedures for term changes, as the agreement asserts that changes become binding upon continued use without direct notification. 5. COMPLIANCE CONSIDERATIONS: Legal and compliance teams should evaluate whether Progressive's modification practice satisfies state and federal notice requirements, particularly where modifications could affect user rights related to data, dispute resolution, or insurance services. A process for affirmative user notification of material changes would reduce regulatory exposure in higher-scrutiny jurisdictions.
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This provision places the burden on users to monitor the terms page for changes and treats continued site use as binding acceptance of modifications, without requiring affirmative notice or consent from users when changes are made.
The agreement establishes that Progressive may revise these terms at any time and that continued use of the website constitutes acceptance of revised terms, without requiring Progressive to provide direct notification of changes to users.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Progressive.