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Progressive disclaims all express and implied warranties regarding the website and its content, including warranties of merchantability, fitness for a particular purpose, and non-infringement, and does not warrant that the site will be error-free or free of harmful components.
This analysis describes what Progressive's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision disclaims Progressive's responsibility for the accuracy, availability, or security of the website content to the fullest extent permitted by law, which in practice means users cannot assert warranty-based claims for website failures or inaccurate information, subject to applicable statutory limitations on warranty disclaimers.
Under this clause, the website and its content are provided without any warranty as to accuracy, availability, or security, and Progressive disclaims liability for errors, defects, or harmful components delivered through the site, to the extent permitted by applicable law.
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"The content and materials in this site are provided "as is" and without representations or warranties of any kind, either express or implied. To the fullest extent permitted by law, Progressive expressly disclaims all warranties, express or implied, with respect to this site including, but not limited to, implied warranties of merchantability, fitness for a particular purpose and non-infringement. Progressive does not warrant or represent that the functions or operation of this site will be uninterrupted or error-free, that defects will be corrected, or that this site, its servers or any e-mail sent from Progressive are free of viruses or other harmful components.Excerpt from Progressive's Terms of Use
1. REGULATORY LANDSCAPE: Warranty disclaimers in consumer-facing digital services are subject to applicable state law limitations; some states restrict the ability to disclaim implied warranties in consumer contracts. The FTC Act and state unfair and deceptive practices statutes may limit the enforceability of broad warranty disclaimers where they contradict affirmative representations made elsewhere on the site. 2. GOVERNANCE EXPOSURE: Low. Broad as-is warranty disclaimers are standard in website terms of service across industries. The qualifier 'to the fullest extent permitted by law' acknowledges that applicable law may limit the disclaimer's reach. 3. JURISDICTION FLAGS: Several states, including New Jersey and Massachusetts, restrict the scope of implied warranty disclaimers in consumer contracts. In the EU and EEA, consumer protection directives may limit the enforceability of warranty disclaimers against consumers regardless of what the terms assert. 4. CONTRACT AND VENDOR IMPLICATIONS: Business users relying on Progressive's website for operational information, such as agents and brokers accessing tools and services, should not rely on website-delivered information as a substitute for authoritative policy documents, as the disclaimer expressly provides that website content carries no warranty of accuracy. 5. COMPLIANCE CONSIDERATIONS: Legal teams should review whether affirmative representations made through the Progressive website, including insurance product descriptions and pricing information, create warranty or disclosure obligations that qualify or limit the breadth of this disclaimer under applicable state insurance regulations.
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This provision disclaims Progressive's responsibility for the accuracy, availability, or security of the website content to the fullest extent permitted by law, which in practice means users cannot assert warranty-based claims for website failures or inaccurate information, subject to applicable statutory limitations on warranty disclaimers.
Under this clause, the website and its content are provided without any warranty as to accuracy, availability, or security, and Progressive disclaims liability for errors, defects, or harmful components delivered through the site, to the extent permitted by applicable law.
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