This analysis describes what Plaid's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision establishes Plaid's authority to alter the contractual relationship between the parties without requiring affirmative agreement from users. The operational significance is that the terms governing service access and use remain subject to modification throughout the service relationship, with notice and continued use serving as the acceptance mechanism.
Users operate under terms that may be modified by Plaid at any time, with the effect that service terms in force at any given point may differ from those previously agreed to. The provision makes continued use of the platform the mechanism by which users accept any modifications Plaid implements.
How other platforms handle this
We may modify these Terms from time to time. When we make material changes to these Terms, we will notify you by updating the date at the top of these Terms and, in some cases, we may provide you with additional notice (such as adding a statement to our homepage or sending you a notification). Your ...
"Content" means anything you or your Customers create or make available through the Service in connection with your Account, including your intellectual property (e.g. trademarks, trade names, service marks, and copyrighted works); the products or services you offer (e.g., courses, coaching, members...
By posting, uploading, inputting, providing or submitting your Content you grant Kit, its affiliated companies and necessary sublicensees permission to use your Content in connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, trans...
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"We reserve the right to modify these Terms at any time. If we make changes to these Terms, we will provide notice of such changes, such as by sending an email notification, providing notice through the Services or updating the 'Last Updated' date at the beginning of these Terms. Your continued use of the Services following notification of changes will constitute your agreement to such changes.— Excerpt from Plaid's Plaid Terms of Use
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This provision establishes Plaid's authority to alter the contractual relationship between the parties without requiring affirmative agreement from users. The operational significance is that the terms governing service access and use remain subject to modification throughout the service relationship, with notice and continued use serving as the acceptance mechanism.
Users operate under terms that may be modified by Plaid at any time, with the effect that service terms in force at any given point may differ from those previously agreed to. The provision makes continued use of the platform the mechanism by which users accept any modifications Plaid implements.
ConductAtlas has identified this type of provision across 64 platforms. See the full comparison.
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