This analysis describes what Plaid's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision establishes Plaid's authority to alter the contractual relationship between the parties without requiring affirmative agreement from users. The operational significance is that the terms governing service access and use remain subject to modification throughout the service relationship, with notice and continued use serving as the acceptance mechanism.
Users operate under terms that may be modified by Plaid at any time, with the effect that service terms in force at any given point may differ from those previously agreed to. The provision makes continued use of the platform the mechanism by which users accept any modifications Plaid implements.
How other platforms handle this
We reserve the right to modify these Terms at any time. If we make changes to these Terms, we will provide notice of such changes, such as by sending an email notification, providing notice through the Service or updating the 'Last Updated' date at the beginning of these Terms. Your continued use of...
We reserve the right, at our sole discretion, to change or modify these Terms at any time. If we do this, depending on the nature of the change, we will post the changes on this page and indicate at the top of this page the date these Terms were last revised or notify you, either through the Website...
We may modify the Terms from time to time. The most current version of the Terms will be located here. You understand and agree that your access to or use of the Service is governed by the Terms effective at the time of your access to or use of the Service. If we make material changes to these Terms...
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"We reserve the right to modify these Terms at any time. If we make changes to these Terms, we will provide notice of such changes, such as by sending an email notification, providing notice through the Services or updating the 'Last Updated' date at the beginning of these Terms. Your continued use of the Services following notification of changes will constitute your agreement to such changes.— Excerpt from Plaid's Plaid Terms of Use
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This provision establishes Plaid's authority to alter the contractual relationship between the parties without requiring affirmative agreement from users. The operational significance is that the terms governing service access and use remain subject to modification throughout the service relationship, with notice and continued use serving as the acceptance mechanism.
Users operate under terms that may be modified by Plaid at any time, with the effect that service terms in force at any given point may differ from those previously agreed to. The provision makes continued use of the platform the mechanism by which users accept any modifications Plaid implements.
ConductAtlas has identified this type of provision across 57 platforms. See the full comparison.
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